Driver Financial Services Limited

Reference number: 682766

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Rural Finance Limited Reference number: 630701 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Driver Financial Services Limited (FRN 682766) is an AR of Rural Finance Limited (FRN 630701). When you use Driver Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Driver Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07977 571001

  • Address

    Awelon, 1 Greenland Terrace, Aberaeron, SA46 0ER, United Kingdom

In the full report: 2 background checks

  • What kind of line 07977 571001 is
  • Who else gives the postcode SA46 0ER
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Driver Finance Services Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rural Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03698355
Company status
Active
Company type
Private limited company
Incorporated
20 January 1999 (27 years old)
Registered office
23 College Street College Street, Lampeter, SA48 7DY, Wales
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Julian David Driver Director Jun 1960 1 Feb 1999 None
John Roy Evans Secretary Not published 1 Feb 1999 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£65

Down £482 from £547

Employees (average)

1

Same as 1

Owed within a year

£3,577

−29% from £5,066

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03698355. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Driver Financial Services’s history from the FCA register and Companies House, newest first.

2018

5 September 2018

  • Changed its registered name from "Driver Finance Services Limited"

FCA register

2016

6 April 2016

  • Julian David Driver gained significant control

Companies House

2015

8 April 2015

  • Became an appointed representative

FCA register

1999

1 February 1999

  • Julian David Driver appointed as a director

Companies House

20 January 1999

  • Incorporated at Companies House

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Driver Financial Services

Other firms of the same type (credit broker), nearest first.

In the Swansea (SA) postcode area

Adam LlewellynCarmarthenAppointed representativeAiredale Financial LimitedTenbyAppointed representativeAngela HudsonLlandeiloAppointed representativeBroughton Farm Caravan ParkSwanseaAppointed representativeBusiness Finance Direct LtdLlanelliAppointed representativeC&t Eco Consultants LtdNeathAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Driver Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Driver Financial Services Limited FCA authorised?
Driver Financial Services Limited (FRN 682766) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Driver Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Driver Financial Services Limited (FRN 682766) is an AR of Rural Finance Limited (FRN 630701). When you use Driver Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Driver Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Driver Financial Services’ phone number?
The FCA register lists the phone number 07977 571001 for Driver Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Driver Financial Services a scam or clone?
Driver Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Driver Financial Services?
Protection works through Rural Finance Limited, the principal firm responsible for Driver Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Driver Financial Services?
Companies House lists one person with significant control of Driver Financial Services: Mr Julian David Driver (significant influence or control).
Who runs Driver Financial Services?
Companies House lists one director of Driver Financial Services: Julian David Driver.
How long has Driver Financial Services been in business?
The company was formed on 20 January 1999.
What do Driver Financial Services’ latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £65 (down £482 from £547).
Does Driver Financial Services use any other names?
It has previously used the name Driver Finance Services Limited.

Sources and links

The full report on Driver Financial Services Limited

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