Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
109 Irish Street, Dumfries, Dumfries & Galloway, DG1 2NP, United Kingdom
In the full report: 3 background checks
- When dagcas.org first appeared online, and whether it can receive email
- What kind of line 0300 303 4321 is
- Who else gives the postcode DG1 2NP
The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- Debt Adjusting
- Debt-counselling
- Providing Credit Information Services
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC179254 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 25 September 1997 (29 years old)
- Registered office
- 109 Irish Street, Dumfries, DG1 2NP, Scotland
- Nature of business
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- Other information service activities not elsewhere classified (SIC 63990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Patrick John Shearer | Director | Aug 1955 | 18 Dec 2012 | None |
| Brian Johnstone | Director | Jan 1959 | 13 Nov 2013 | 5 other companies |
| Marsali Mcadam Caig | Director | Mar 1974 | 12 Jan 2017 | 1 other company |
| Maureen Nisbet Smith | Director | Sep 1962 | 10 Dec 2019 | None |
| Robert Graham Sidney Wright | Director | Mar 1961 | 9 Dec 2020 | 4 other companies |
| Mhairi Lorna Ross | Director | Mar 1976 | 14 Sep 2022 | 2 other companies |
| Claire Louise Holmes | Director | Jan 1971 | 5 Mar 2024 | None |
| Anne Louise Laird | Director | Jun 1970 | 2 Dec 2025 | 1 other company |
| Sudipto Chatterjee | Director | Dec 1974 | 31 Mar 2026 | None |
| Emma Isabella Munro | Director | Nov 1974 | 13 Oct 2026 | None |
| Philip Ross Stewart | Secretary | Not published | 10 Jul 2019 | – |
Other companies run by these 10 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- closed down
- 5
- is FCA-registered
- 1
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of these 10 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 86 people who have ever been directors, with their dates
Key dates in its history
This firm’s history from the FCA register and Companies House, newest first.
2014
1 April 2014
- Regulated by the FCA from this date
- FCA imposed a requirement (Not for profit firm)
- Became authorised by the FCA
FCA register
1997
25 September 1997
- Incorporated at Companies House
Companies House
In the full report: all 173 events
- All 173 events in its history (4 shown here)
- Every director appointment and resignation: 166
Connected firms
Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Similar firms
Other firms of the same type (debt advice or management), nearest first.
Elsewhere in the UK
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on this firm
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 3 background checks on its contact details
- All 173 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Dumfries and Galloway Citizens Advice Service FCA authorised?
What is Dumfries and Galloway Citizens Advice Service’s phone number and website?
Is Dumfries and Galloway Citizens Advice Service a scam or clone?
Is my money safe with Dumfries and Galloway Citizens Advice Service?
Who runs Dumfries and Galloway Citizens Advice Service?
How long has Dumfries and Galloway Citizens Advice Service been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk