Durham Education Limited

Reference number: 1049481

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 13 January 2026.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Last known address

    Mark Hodgett and Philip James Watkins, both of FRP Advisory Trading Limited, Minerva, 29 East Parade, Leeds, LS1 5PS, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode LS1 5PS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Premium Credit Limited Former name: A name it was registered under before.

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Companies House records this company in administration.
  • Accounts are overdue at Companies House.
  • This company has insolvency history on record.
Company status
Administration
Company type
Private limited company
Incorporated
3 September 2024 (2 years old)
Registered office
Minerva 29 East Parade, Leeds, LS1 5PS
Nature of business
  • Pre-primary education (SIC 85100)
  • Primary education (SIC 85200)
  • General secondary education (SIC 85310)

Directors and company secretaries

Name Role Born Appointed Other companies
Shangqin Gao Director Feb 1977 19 Oct 2025 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
still active
4
went insolvent
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • All 3 people who have ever been directors, with their dates
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Key dates in its history

Durham Education’s history from the FCA register and Companies House, newest first.

2026

1 July 2026

  • Changed its registered name from "Durham Education Limited"
  • Changed its registered name from "Premium Credit Limited"

FCA register

13 January 2026

  • Stopped being an appointed representative

FCA register

2025

31 December 2025

  • Shangqin Gao took control (75–100% of shares)
  • Yuchen Xia gave up control

Companies House

2024

17 October 2024

  • Surging Investment Limited became a part-owner (25–50% of shares)
  • Surging Investment Limited stopped being a part-owner

Companies House

3 September 2024

  • Incorporated at Companies House
  • Yuchen Xia took control (75–100% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (9 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Durham Education

Other FCA-listed firms that share a director, phone number or address with Durham Education. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Get the full report on Durham Education

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 1 background check on its contact details
  • All 15 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Durham Education Limited FCA authorised?
No. Durham Education Limited (FRN 1049481) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Durham Education a scam or clone?
Durham Education is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Durham Education?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Durham Education has no cover, because it is no longer permitted to carry it out.
Who owns Durham Education?
Companies House lists one person with significant control of Durham Education: Mrs Shangqin Gao (75–100% of shares). Before that, it was controlled by Mr Yuchen Xia and Surging Investment Limited.
Who runs Durham Education?
Companies House lists one director of Durham Education: Shangqin Gao.
How long has Durham Education been in business?
The company was formed on 3 September 2024. Companies House now lists it as administration.
Does Durham Education use any other names?
It has previously used the name Premium Credit Limited.

Sources and links

The full report on Durham Education Limited

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