Duxbury Mortgages Limited

Reference number: 784111

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Duxbury Mortgages Limited (FRN 784111) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Duxbury Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Duxbury Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When duxburymortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07824 558332 is
  • Who else gives the postcode PR7 3FS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Duxbury Mortgages Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 January 2017 (9 years old)
Registered office
41 St. Thomas's Road, Chorley, PR7 1JE, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Laura Beth Johnson Director Dec 1985 27 Jan 2017 None
Stuart Johnson Director Sep 1979 6 Nov 2017 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£3,719

−51% from £7,542

Cash at bank

£13.1k

+3.4% from £12.6k

Owed within a year

£18.0k

+17% from £15.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10587159. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Duxbury Mortgages’s history from the FCA register and Companies House, newest first.

2025

13 March 2025

  • Changed its registered name from "Duxbury Mortgages Ltd"

FCA register

2017

6 November 2017

  • Stuart Johnson became a part-owner (25–50% of shares)
  • Stuart Johnson appointed as a director

Companies House

12 July 2017

  • Became an appointed representative

FCA register

27 January 2017

  • Incorporated at Companies House
  • Laura Beth Johnson became a part-owner (25–50% of shares)
  • Laura Beth Johnson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Duxbury Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Chorley

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Duxbury Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Duxbury Mortgages Limited FCA authorised?
Duxbury Mortgages Limited (FRN 784111) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Duxbury Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Duxbury Mortgages Limited (FRN 784111) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Duxbury Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Duxbury Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Duxbury Mortgages’ phone number and website?
The FCA register lists the phone number 07824 558332 and the website duxburymortgages.co.uk for Duxbury Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Duxbury Mortgages a scam or clone?
Duxbury Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Duxbury Mortgages?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Duxbury Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Duxbury Mortgages?
Companies House lists 2 people with significant control of Duxbury Mortgages: Mr Stuart Johnson (25–50% of shares) and Mrs Laura Beth Johnson (25–50% of shares).
Who runs Duxbury Mortgages?
Companies House lists 2 directors of Duxbury Mortgages: Laura Beth Johnson and Stuart Johnson.
How long has Duxbury Mortgages been in business?
The company was formed on 27 January 2017.
What do Duxbury Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £3,719 (−51% from £7,542) and cash at bank of £13.1k (+3.4% from £12.6k).
Does Duxbury Mortgages use any other names?
It has previously used the name Duxbury Mortgages Ltd.

Sources and links

The full report on Duxbury Mortgages Limited

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