Dyer & Co Wealth Management Ltd

Reference number: 591192

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Dyer & Co Wealth Management Ltd (FRN 591192) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Dyer & Co Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Dyer & Co Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When dyerandcowm.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 344 5433 is
  • Who else gives the postcode LE17 4AG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Gareth Dyer Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 July 2022 (4 years old)
Registered office
Park House, 37 Clarence Street, Leicester, Leicestershire, LE1 3RW, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Gareth Stuart Dyer Director Jan 1973 5 Jul 2022 6 other companies
Rachel Helene Dyer Director May 1978 5 Jul 2022 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
4
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • The 5 companies these 2 directors run together
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£4.64m

Up £4.38m from £257k

Cash at bank

£79.7k

+205% from £26.1k

Employees (average)

9

+13% from 8

Owed within a year

£448k

−35% from £691k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14216580. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Dyer & Co Wealth Management’s history from the FCA register and Companies House, newest first.

2022

11 September 2022

  • Changed its registered name from "Gareth Dyer"

FCA register

5 July 2022

  • Incorporated at Companies House
  • Gareth Stuart Dyer became a part-owner (25–50% of shares)
  • Rachel Helene Dyer became a part-owner (25–50% of shares)

Companies House

2012

14 November 2012

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Dyer & Co Wealth Management

Other FCA-listed firms that share a director, phone number or address with Dyer & Co Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
no longer authorised
1
share a director
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Dyer & Co Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Lutterworth

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Dyer & Co Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 9 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Dyer & Co Wealth Management Ltd FCA authorised?
Dyer & Co Wealth Management Ltd (FRN 591192) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Dyer & Co Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Dyer & Co Wealth Management Ltd (FRN 591192) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Dyer & Co Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Dyer & Co Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Dyer & Co Wealth Management’s phone number and website?
The FCA register lists the phone number 0333 344 5433 and the website dyerandcowm.co.uk for Dyer & Co Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Dyer & Co Wealth Management a scam or clone?
Dyer & Co Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Dyer & Co Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Dyer & Co Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Dyer & Co Wealth Management?
Companies House lists 2 people with significant control of Dyer & Co Wealth Management: Mr Gareth Stuart Dyer (25–50% of shares) and Mrs Rachel Helene Dyer (25–50% of shares).
Who runs Dyer & Co Wealth Management?
Companies House lists 2 directors of Dyer & Co Wealth Management: Gareth Stuart Dyer and Rachel Helene Dyer.
How long has Dyer & Co Wealth Management been in business?
The company was formed on 5 July 2022.
What do Dyer & Co Wealth Management’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £4.64m (up £4.38m from £257k) and cash at bank of £79.7k (+205% from £26.1k).
Does Dyer & Co Wealth Management use any other names?
It has previously used the name Gareth Dyer.

Sources and links

The full report on Dyer & Co Wealth Management Ltd

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