Dzx Ltd

Reference number: 938936

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When yousafsarafi.co.uk first appeared online, and whether it can receive email
  • What kind of line 07413 130308 is
  • Who else gives the postcode LS8 5AA
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • DZ Exchange Trading name
  • Vintage Hair & Beauty Trading name
  • Yousaf Sarafi Trading name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12749795
Company status
Active
Company type
Private limited company
Incorporated
17 July 2020 (6 years old)
Registered office
2 Coningsby Bank, St. Albans, AL1 2NX, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Travel agency activities (SIC 79110)

Directors and company secretaries

Name Role Born Appointed Other companies
Mohamed Rafik Ouitis Director May 1985 4 Mar 2022 1 other company
Rishad Mohammed Director Dec 1990 9 May 2026 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register, including one no longer authorised
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£569

Up £15.8k from −£15.3k

Employees (average)

1

Same as 1

Owed within a year

£800

−95% from £15.3k

Net assets

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12749795. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Dzx’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2022

25 October 2022

  • Raouf Zitouni stopped being a part-owner

Companies House

4 March 2022

  • Mohamed Rafik Ouitis took control (75–100% of shares)

Companies House

2021

20 August 2021

  • Regulated by the FCA from this date

FCA register

1 April 2021

  • Registered as a small payment institution

FCA register

2020

17 July 2020

  • Incorporated at Companies House
  • Raouf Zitouni became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Dzx

Other FCA-listed firms that share a director, phone number or address with Dzx. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Dzx

Other firms of the same type (payment or money transfer firm), nearest first.

In Leeds

E27 Partners UK LtdLeedsRegisteredEris FX LimitedLeedsAuthorisedGul Exchange LtdLeedsRegisteredHamayon Exchange LtdLeedsRegisteredMohammad Hadi BaloutiLeedsRegisteredYonna Global LtdLeedsRegistered

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Dzx

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 13 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Dzx Ltd FCA authorised?
Yes, Dzx Ltd (FRN 938936) is registered with the FCA and permitted to provide its regulated services.
What is Dzx’s phone number and website?
The FCA register lists the phone number 07413 130308 and the website yousafsarafi.co.uk for Dzx. If you were given different contact details, use these to check with the firm before going any further.
Is Dzx a scam or clone?
Dzx is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Dzx?
Protection depends on which product you hold and how Dzx handles your money, so check the specific product before you commit. You can also refer complaints about Dzx to the Financial Ombudsman Service, free of charge.
Who owns Dzx?
Companies House lists one person with significant control of Dzx: Mr Mohamed Rafik Ouitis (75–100% of shares). Before that, it was controlled by Raouf Zitouni.
Who runs Dzx?
Companies House lists 2 directors of Dzx: Mohamed Rafik Ouitis and Rishad Mohammed.
How long has Dzx been in business?
The company was formed on 17 July 2020, and has held its current FCA authorisation since April 2021.
What do Dzx’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £569 (up £15.8k from −£15.3k).
Does Dzx use any other names?
It trades as DZ Exchange, Vintage Hair & Beauty and Yousaf Sarafi.

Sources and links

The full report on Dzx Ltd

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