Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 1968
- Accounts filed up to 31 December 2024
Responsible principal firm
MBNA Limited Reference number: 204487 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- E.D. Elson Ltd (FRN 1041268) introduces customers to MBNA Limited (FRN 204487). Any regulated advice or arranging is done by the principal, not E.D. Elson.
- Example: if E.D. Elson refers you to a financial adviser, the advice should come from the principal firm, not from E.D. Elson itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 1, Brick Knoll Park, Ashley Road, St. Albans, Hertfordshire, AL1 5UG, United Kingdom
In the full report: 3 background checks
- When elsons.co.uk first appeared online, and whether it can receive email
- What kind of line 01727 790750 is
- Who else gives the postcode AL1 5UG
FCA permissions and consumer protection
- Protection through the principal firmProtection works through MBNA Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- E.D. ELSON LIMITED
- Company number
- 00940556 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 15 October 1968 (58 years old)
- Registered office
- Unit 1 Brick Knoll Park, St. Albans, Hertfordshire, AL1 5UG, England
- Nature of business
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- Agents involved in the sale of timber and building materials (SIC 46130)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Christopher James Dilks | Director | Oct 1965 | 6 Jan 2014 | None |
| Geoffrey Peter Gray | Director | Sep 1964 | 6 Jan 2014 | None |
| Charlotte Valentine | Director | Oct 1986 | 6 Jan 2014 | None |
| Jon Stuart Valentine | Director | Oct 1986 | 1 Sep 2020 | 3 other companies |
| Lennon John King | Director | Mar 1984 | 1 Sep 2020 | 3 other companies |
| David Jeffrey Elson | Director | Apr 1963 | Not published | 5 other companies |
| Phillip John Elson | Director | Dec 1957 | Not published | 4 other companies |
Other companies run by these 7 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 9
- closed down
- 1
- run together
- 6
In the full report: all 9 companies, named
- What each company does, and whether it is still trading
- Which of these 7 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 6 companies these 7 directors run together
- All 9 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£7.09m
<1% from £7.05m
Cash at bank
£1.86m
+4.4% from £1.78m
Employees (average)
33
Same as 33
Owed within a year
£718k
+15% from £626k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 00940556. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
E.D. Elson’s history from the FCA register and Companies House, newest first.
2025
27 August 2025
- Became an introducer appointed representative
FCA register
2016
6 April 2016
- David Jeffrey Elson became a part-owner (25–50% of shares)
- Philip Elson became a part-owner (25–50% of shares)
Companies House
1968
15 October 1968
- Incorporated at Companies House
Companies House
In the full report: all 11 events
- All 11 events in its history (4 shown here)
- Every director appointment and resignation: 7
Firms like E.D. Elson
Other firms of the same type (credit broker), nearest first.
In St. Albans
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on E.D. Elson
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 9 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 11 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk