E. J. Payne Limited

Reference number: 778305

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ejpayne.com first appeared online, and whether it can receive email
  • What kind of line 01782 312534 is
  • Who else gives the postcode ST3 4PR
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • E J Payne Ceramic Trading name
  • E J Payne Hot Tubs Trading name
  • E J Payne Hot Tubs Staffordshire Trading name
  • E J Payne Leisure Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02273892
Company status
Active
Company type
Private limited company
Incorporated
4 July 1988 (38 years old)
Registered office
1 Belgrave Road, Longton, Stoke-On-Trent, Staffs, ST3 4PR
Nature of business
  • Agents involved in the sale of machinery, industrial equipment, ships and aircraft (SIC 46140)
  • Wholesale of other machinery and equipment (SIC 46690)
  • Wholesale of chemical products (SIC 46750)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Jefford Payne Director Dec 1993 2 Jul 2019 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£472k

+21% from £392k

Cash at bank

£156k

−55% from £347k

Employees (average)

10

−23% from 13

Owed within a year

£137k

−45% from £247k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02273892. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

E. J. Payne’s history from the FCA register and Companies House, newest first.

Key events (8) All events (23)

2026

28 September 2026

  • Amanda Susan Payne no longer has significant control
  • Richard Jefford Payne took control (75–100% of shares)

Companies House

2023

26 March 2023

  • Amanda Susan Payne gained significant control
  • Andrew Mark Payne gave up control

Companies House

2017

17 July 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

22 September 2016

  • Andrew Mark Payne took control (75–100% of shares)

Companies House

1988

4 July 1988

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (8 shown here)
  • Every director appointment and resignation: 9
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Firms like E. J. Payne

Other firms of the same type (credit broker), nearest first.

In Stoke-on-Trent

Abdur-Razaq AliStoke-On-TrentAuthorisedDale HodgkinsonStoke-on-TrentAuthorisedDeal 4 Wheels LtdStoke-On-TrentAuthorisedFinance For Property Developers LimitedStoke-on-TrentAuthorisedGary WuStoke-on-TrentAuthorisedJames BelfieldStoke-On-TrentAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on E. J. Payne

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 23 events in its history

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Frequently asked questions about this firm

Is E. J. Payne Limited FCA authorised?
Yes, E. J. Payne Limited (FRN 778305) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2017 and works as a credit broker. The FCA has placed no limits on its permissions.
What is E. J. Payne’s phone number and website?
The FCA register lists the phone number 01782 312534 and the website ejpayne.com for E. J. Payne. If you were given different contact details, use these to check with the firm before going any further.
Is E. J. Payne a scam or clone?
E. J. Payne is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with E. J. Payne?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how E. J. Payne handles your money, so check the specific product before you commit. You can also refer complaints about E. J. Payne to the Financial Ombudsman Service, free of charge.
Who owns E. J. Payne?
Companies House lists one person with significant control of E. J. Payne: Mr Richard Jefford Payne (75–100% of shares). Before that, it was controlled by Mrs Amanda Susan Payne and Mr Andrew Mark Payne.
Who runs E. J. Payne?
Companies House lists one director of E. J. Payne: Richard Jefford Payne.
How long has E. J. Payne been in business?
The company was formed on 4 July 1988, and has held its current FCA authorisation since July 2017.
What do E. J. Payne’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £472k (+21% from £392k) and cash at bank of £156k (−55% from £347k).
Does E. J. Payne use any other names?
It trades as E J Payne Ceramic, E J Payne Hot Tubs, E J Payne Hot Tubs Staffordshire and E J Payne Leisure.

Sources and links

The full report on E. J. Payne Limited

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