Easier Finances Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 20 years
Protected through the principal
No FCA actions
Active company since 2006
Accounts filed up to 31 December 2025

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Easier Finances Limited (FRN 458140) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Easier Finances's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Easier Finances, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

easier.uk.com (opens in a new tab)
Phone number

0333 210 5678
Address

Suite 515 Cotton Exchange, Bixteth Street, Liverpool, Merseyside, L3 9LQ, United Kingdom

In the full report: 3 background checks

When easier.uk.com first appeared online, and whether it can receive email
What kind of line 0333 210 5678 is
Who else gives the postcode L3 9LQ

Other names (2)

If you were contacted under any of these names, it is this firm.

Easier Trading name: A name it trades under now.
Easier Finances Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05881249 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 19 July 2006 (20 years old)
Registered office: Suite 515, Cotton Exchange Bixteth Street, Liverpool, L3 9LQ, United Kingdom
Nature of business: Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Aly Anil Kassam	Director	Aug 1974	19 Jul 2006	7 other companies
Aly Anil Kassam	Secretary	Not published	19 Jul 2006	7 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 7
closed down: 6
still active: 1

In the full report: all 7 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£541

−78% from £2,406

Cash at bank

£14.0k

+42% from £9,858

Owed within a year

£21.5k

−41% from £36.2k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05881249. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Easier Finances’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2016

6 April 2016

Aly Anil Kassam became a part-owner (25–50% of shares)
Samantha Jayne Kassam became a part-owner (25–50% of shares)

Companies House

2006

13 December 2006

Changed its registered name from "Easier Finances Ltd"

FCA register

4 October 2006

Became an appointed representative

FCA register

19 July 2006

Incorporated at Companies House

Companies House

In the full report: all 10 events

All 10 events in its history (5 shown here)
Every director appointment and resignation: 3

Firms connected to Easier Finances

Other FCA-listed firms that share a director, phone number or address with Easier Finances. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share its postcode: 4

In the full report: all 4 connected firms, named

How each is linked: the same postcode (4)
Who links each one: the named directors, with dates

Firms like Easier Finances

Other firms of the same type (financial adviser), nearest first.

In Liverpool

Advocate Financial Planning LtdLiverpoolAppointed representative Aidan BurkeLiverpoolAppointed representative Anthony LanganLiverpoolAppointed representative Bibby & Co Financial Planning LtdLiverpoolAppointed representative Bradley J Lewis Financial Solutions LtdLiverpoolAppointed representative Carl Williams Wealth Management LtdLiverpoolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Easier Finances

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

7 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 10 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Easier Finances Limited FCA authorised?

Easier Finances Limited (FRN 458140) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Easier Finances?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Easier Finances Limited (FRN 458140) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Easier Finances's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Easier Finances, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Easier Finances’ phone number and website?

The FCA register lists the phone number 0333 210 5678 and the website easier.uk.com for Easier Finances. If you were given different contact details, use these to check with the firm before going any further.

Is Easier Finances a scam or clone?

Easier Finances is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Easier Finances?

Protection works through Quilter Financial Services Limited, the principal firm responsible for Easier Finances's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Easier Finances?

Companies House lists 2 people with significant control of Easier Finances: Mr Aly Anil Kassam (25–50% of shares) and Mrs Samantha Jayne Kassam (25–50% of shares).

Who runs Easier Finances?

Companies House lists one director of Easier Finances: Aly Anil Kassam.

How long has Easier Finances been in business?

The company was formed on 19 July 2006.

What do Easier Finances’ latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £541 (−78% from £2,406) and cash at bank of £14.0k (+42% from £9,858).

Does Easier Finances use any other names?

It trades as Easier. It has previously used the name Easier Finances Ltd.