Easy Cash Card Limited

Reference number: 932703

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When lavae-remit.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 669 5808 is
  • Who else gives the postcode M4 4FS
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Easy E-Money Trading name
  • Easy Money Trading name
  • ECC Corporate Accounts Trading name
  • Lava e-remit Trading name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10623187
Company status
Active
Company type
Private limited company
Incorporated
16 February 2017 (9 years old)
Registered office
Lava House 1st Floor 57 Cheetham Hill Road, Manchester, M4 4FS, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other business support service activities not elsewhere classified (SIC 82990)
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Nazia Saddat Rana Director May 1961 15 Feb 2020 2 other companies
Irfan Reza Malik Director Dec 1987 3 May 2022 28 other companies
Claire Lines Director Jan 1973 4 May 2022 6 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
34
closed down
15
run together
2

In the full report: all 34 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 3 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Small company accountsNot audited

Net assets

£2.95m

+25% from £2.36m

Cash at bank

£636k

+59% from £400k

Employees (average)

33

+18% from 28

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10623187. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Easy Cash Card’s history from the FCA register and Companies House, newest first.

Key events (8) All events (27)

2021

1 March 2021

  • Regulated by the FCA from this date
  • Registered as a small payment institution

FCA register

2020

16 February 2020

  • Irfan Malik no longer has significant control

Companies House

15 February 2020

  • Nazia Saddat Rana gained significant control

Companies House

2019

18 January 2019

  • Claire Lines no longer has significant control
  • Irfan Malik gained significant control

Companies House

2017

16 February 2017

  • Incorporated at Companies House
  • Claire Lines gained significant control

Companies House

In the full report: all 27 events

  • All 27 events in its history (8 shown here)
  • Every director appointment and resignation: 15
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Firms like Easy Cash Card

Other firms of the same type (payment or money transfer firm), nearest first.

In Manchester

Ace Money Transfer LimitedManchesterAuthorisedBayze Trading LtdManchesterRegisteredEdward Olakunle AdebanjoManchesterRegisteredFibonatix (UK) LimitedManchesterAuthorisedGlo Currency UK LimitedManchesterAuthorisedKamal Exchange LimitedManchesterRegistered

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Easy Cash Card

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 34 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 27 events in its history

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Frequently asked questions about this firm

Is Easy Cash Card Limited FCA authorised?
Yes, Easy Cash Card Limited (FRN 932703) is registered with the FCA and permitted to provide its regulated services.
What is Easy Cash Card’s phone number and website?
The FCA register lists the phone number 0161 669 5808 and the website lavae-remit.co.uk for Easy Cash Card. If you were given different contact details, use these to check with the firm before going any further.
Is Easy Cash Card a scam or clone?
Easy Cash Card is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Easy Cash Card?
Protection depends on which product you hold and how Easy Cash Card handles your money, so check the specific product before you commit. You can also refer complaints about Easy Cash Card to the Financial Ombudsman Service, free of charge.
Who owns Easy Cash Card?
Companies House lists one person with significant control of Easy Cash Card: Ms Nazia Saddat Rana (significant influence or control). Before that, it was controlled by Miss Claire Lines and Mr Irfan Malik.
Who runs Easy Cash Card?
Companies House lists 3 directors of Easy Cash Card: Nazia Saddat Rana, Irfan Reza Malik and Claire Lines.
How long has Easy Cash Card been in business?
The company was formed on 16 February 2017, and has held its current FCA authorisation since March 2021.
What do Easy Cash Card’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £2.95m (+25% from £2.36m) and cash at bank of £636k (+59% from £400k).
Does Easy Cash Card use any other names?
It trades as Easy E-Money, Easy Money, ECC Corporate Accounts and Lava e-remit.

Sources and links

The full report on Easy Cash Card Limited

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