Easy Finance (UK) Ltd

Reference number: 648618

Instant download

Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07412 542806

  • Address

    2A Staybrite Avenue, Bingley, Bradford, BD16 1PR, United Kingdom

In the full report: 2 background checks

  • What kind of line 07412 542806 is
  • Who else gives the postcode BD16 1PR
Instant PDF download

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 020 3745 0564
Fake email addresses (1)
  • info@easyfinanceukltd.com
Fake websites (1)
  • easyfinanceukltd.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 December 2012 (13 years old)
Registered office
2a Staybrite Avenue, Bingley, BD16 1PR, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Muhammad Atif Director Jun 1971 10 Dec 2012 1 other company
Uzma Atif Director Jul 1977 19 Sep 2018 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Total equity

£69.6k

+45% from £48.0k

Cash at bank

£53.9k

+109% from £25.8k

Employees (average)

2

Same as 2

Owed within a year

£27.2k

+31% from £20.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08323962. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Easy Finance (UK)’s history from the FCA register and Companies House, newest first.

2022

19 July 2022

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

6 April 2016

  • Muhammad Atif became the majority owner (50–75% of shares)
  • Uzma Atif became a part-owner (25–50% of shares)

Companies House

2015

23 April 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2012

10 December 2012

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (6 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like Easy Finance (UK)

Other firms of the same type (credit broker), nearest first.

In Bingley

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Easy Finance (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Easy Finance (UK) Ltd FCA authorised?
Yes, Easy Finance (UK) Ltd (FRN 648618) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Easy Finance (UK)’s phone number?
The FCA register lists the phone number 07412 542806 for Easy Finance (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Easy Finance (UK) a scam or clone?
Scammers have impersonated Easy Finance (UK): the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Easy Finance (UK), shown on this page.
Is my money safe with Easy Finance (UK)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Easy Finance (UK) handles your money, so check the specific product before you commit. You can also refer complaints about Easy Finance (UK) to the Financial Ombudsman Service, free of charge.
Who owns Easy Finance (UK)?
Companies House lists 2 people with significant control of Easy Finance (UK): Muhammad Atif (50–75% of shares) and Uzma Atif (25–50% of shares).
Who runs Easy Finance (UK)?
Companies House lists 2 directors of Easy Finance (UK): Muhammad Atif and Uzma Atif.
How long has Easy Finance (UK) been in business?
The company was formed on 10 December 2012, and has held its current FCA authorisation since April 2015.
What do Easy Finance (UK)’s latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £69.6k (+45% from £48.0k) and cash at bank of £53.9k (+109% from £25.8k).

Sources and links

The full report on Easy Finance (UK) Ltd

£19.99 · Instant PDF download

Loading secure checkout…