Easypay Car Finance Limited

Reference number: 760221

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When easypaycarfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0121 505 6993 is
  • Who else gives the postcode WS10 0AT
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10396771
Company status
Active
Company type
Private limited company
Incorporated
27 September 2016 (10 years old)
Registered office
145 Potters Lane, Wednesbury, WS10 0AT, United Kingdom
Nature of business
  • Sale of other motor vehicles (SIC 45190)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Cutler Director Mar 1960 27 Sep 2016 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

15 months to 31 December 2025Micro-entity accountsNot audited

Net assets

£40.4k

−9.3% from £44.6k

Employees (average)

2

Up 2 from 0

Owed within a year

£138k

−39% from £225k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10396771. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Easypay Car Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2016

20 October 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

27 September 2016

  • Incorporated at Companies House
  • Steven Cutler took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Easypay Car Finance

Other firms of the same type (car dealer), nearest first.

In Wednesbury

Beechwood Car Sales LimitedWednesburyAuthorisedBordesley Green Garage (Bilston) LimitedWednesburyAuthorisedC&W Commercials LtdWednesburyAuthorisedEbenezer Motors LtdWednesburyAuthorisedLodge Car Sales LtdWednesburyAuthorisedSSRMG LimitedWednesburyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Easypay Car Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Easypay Car Finance Limited FCA authorised?
Yes, Easypay Car Finance Limited (FRN 760221) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2016 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Easypay Car Finance’s phone number and website?
The FCA register lists the phone number 0121 505 6993 and the website easypaycarfinance.co.uk for Easypay Car Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Easypay Car Finance a scam or clone?
Easypay Car Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Easypay Car Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Easypay Car Finance handles your money, so check the specific product before you commit. You can also refer complaints about Easypay Car Finance to the Financial Ombudsman Service, free of charge.
Who owns Easypay Car Finance?
Companies House lists one person with significant control of Easypay Car Finance: Mr Steven Cutler (75–100% of shares).
Who runs Easypay Car Finance?
Companies House lists one director of Easypay Car Finance: Steven Cutler.
How long has Easypay Car Finance been in business?
The company was formed on 27 September 2016, and has held its current FCA authorisation since October 2016.
What do Easypay Car Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £40.4k (−9.3% from £44.6k).

Sources and links

The full report on Easypay Car Finance Limited

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