EBS Pensions Limited

Reference number: 134908

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When embarkpensions.co.uk first appeared online, and whether it can receive email
  • What kind of line 01204 803500 is, and the other firm that gives it
  • Who else gives the postcode EC2N 1HZ
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Embark Pensions Trading name: A name it trades under now.
  • Liberty SIPP Trading name: A name it trades under now.
  • EBS Management Plc Former name: A name it was registered under before.
  • EBS Actuaries & Consultants Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Dealing in investments as principal
  • Establishing/operating/winding up a personal pension scheme
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
31 December 1970 (55 years old)
Registered office
33 Old Broad Street, London, EC2N 1HZ, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
William Leon David Chalmers Director Jul 1968 1 Sep 2024 20 other companies
Chirantan Barua Director Nov 1973 1 Sep 2024 13 other companies
Gayle Elaine Schumacher Director May 1959 1 Sep 2024 21 other companies
Shingirai Thaddeus Nyahasha Director Jan 1974 1 Sep 2024 15 other companies
Kirstine Ann Cooper Director Aug 1964 1 Sep 2024 18 other companies
Matthew Hilmar Cuhls Director Aug 1974 1 Sep 2024 15 other companies
Paul Gerard Mcnamara Director Sep 1966 2 Sep 2024 49 other companies
Mary Helen Trussell Director Jun 1963 7 Jul 2025 13 other companies
Dena Jane Brumpton Director Dec 1963 2 Feb 2026 17 other companies
Danuta Gray Director Nov 1958 1 Jul 2026 15 other companies
Krishna Venkata Raman Secretary Not published 1 Mar 2026 –

Other companies run by these 10 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
70
closed down
13
went insolvent
1

In the full report: all 70 companies, named

  • What each company does, and whether it is still trading
  • Which of these 10 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 27 on the FCA register
  • The 21 companies these 10 directors run together
  • All 43 people who have ever been directors, with their dates
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Key dates in its history

EBS Pensions’s history from the FCA register and Companies House, newest first.

2024

31 August 2024

  • Board replaced: all 6 directors left and 11 new directors took over

Companies House

2017

4 July 2017

  • Changed its registered name from "EBS Management Plc"

FCA register

31 May 2017

  • Charles Stanley Group PLC gave up control
  • Embark Group Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Charles Stanley Group PLC took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1997

28 April 1997

  • Regulated by the Personal Investment Authority from this date

FCA register

1970

31 December 1970

  • Incorporated at Companies House

Companies House

In the full report: all 89 events

  • All 89 events in its history (10 shown here)
  • Every director appointment and resignation: 72
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Firms connected to EBS Pensions

Other FCA-listed firms that share a director, phone number or address with EBS Pensions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12
share its phone number
1

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12), the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Get the full report on EBS Pensions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 70 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 89 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is EBS Pensions Limited FCA authorised?
Yes, EBS Pensions Limited (FRN 134908) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001. The FCA has placed no limits on its permissions.
What is EBS Pensions’ phone number and website?
The FCA register lists the phone number 01204 803500 and the website embarkpensions.co.uk for EBS Pensions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is EBS Pensions a scam or clone?
EBS Pensions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with EBS Pensions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about EBS Pensions to the Financial Ombudsman Service, free of charge.
Who owns EBS Pensions?
EBS Pensions is owned by Embark Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 May 2017. Before that, it was controlled by Charles Stanley Group PLC.
Who runs EBS Pensions?
Companies House lists 10 directors of EBS Pensions: William Leon David Chalmers, Chirantan Barua, Gayle Elaine Schumacher, Shingirai Thaddeus Nyahasha, Kirstine Ann Cooper, Matthew Hilmar Cuhls and 4 more.
How long has EBS Pensions been in business?
The company was formed on 31 December 1970, and has held its current FCA authorisation since December 2001.
Does EBS Pensions use any other names?
It trades as Embark Pensions and Liberty SIPP. It has previously used 2 other names: EBS Management Plc and EBS Actuaries & Consultants.

Sources and links

The full report on EBS Pensions Limited

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