Edward Cook Mortgage Services Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 9 years
Protected through the principal
No FCA actions
Active company since 2015
Accounts filed up to 30 September 2025
On its latest accounts it owed £1,969 more than it owned

Responsible principal firm

Advance Mortgage Funding Limited Reference number: 305008 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Edward Cook Mortgage Services Ltd (FRN 773234) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Edward Cook Mortgage Services's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Edward Cook Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07725 014804
Address

S5A2 Cheltenham Film Studios, Arle Court, Hatherley Lane, Cheltenham, GL51 6PN, United Kingdom

In the full report: 2 background checks

What kind of line 07725 014804 is
Who else gives the postcode GL51 6PN

Other names (2)

If you were contacted under any of these names, it is this firm.

Wilson Cook Trading name: A name it trades under now.
Wilson Cook Mortgage And Protection Consultancy Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 09756461 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 1 September 2015 (11 years old)
Registered office: Hats Gloucester Ltd, 48 Hucclecote Road, Gloucester, GL3 3RS, United Kingdom
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Edward Wilson Cook	Director	Jun 1976	1 Sep 2015	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

−£1,969

−213% from £1,743

Cash at bank

£12.4k

+8.8% from £11.4k

Employees (average)

4

−20% from 5

Owed within a year

£20.6k

+20% from £17.1k

Net assets are negative: on its last balance sheet the company owed £1,969 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09756461. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Edward Cook Mortgage Services’s history from the FCA register and Companies House, newest first.

Key events (3) All events (8)

2017

6 March 2017

Became an appointed representative

FCA register

2016

1 July 2016

Edward Wilson Cook took control (75–100% of shares)

Companies House

2015

1 September 2015

Incorporated at Companies House

Companies House

In the full report: all 8 events

All 8 events in its history (3 shown here)
Every director appointment and resignation: 1

Firms connected to Edward Cook Mortgage Services

Other FCA-listed firms that share a director, phone number or address with Edward Cook Mortgage Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
share its postcode: 5

In the full report: all 5 connected firms, named

How each is linked: the same postcode (5)
Who links each one: the named directors, with dates

Firms like Edward Cook Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Gloucester (GL) postcode area

Aimee TovarGloucesterAppointed representative AJM Mortgages and Financial Services LimitedAppointed representative Andrew PrescottCheltenhamAppointed representative Arbol Europe GmbH, UK BranchGloucesterAppointed representative Aviella Consulting LimitedCheltenhamAppointed representative Ballard Associates LtdCheltenhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Edward Cook Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 8 events in its history
5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Edward Cook Mortgage Services Ltd FCA authorised?

Edward Cook Mortgage Services Ltd (FRN 773234) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Edward Cook Mortgage Services?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Edward Cook Mortgage Services Ltd (FRN 773234) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Edward Cook Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Edward Cook Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Edward Cook Mortgage Services’ phone number?

The FCA register lists the phone number 07725 014804 for Edward Cook Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.

Is Edward Cook Mortgage Services a scam or clone?

Edward Cook Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Edward Cook Mortgage Services?

Protection works through Advance Mortgage Funding Limited, the principal firm responsible for Edward Cook Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Edward Cook Mortgage Services?

Companies House lists one person with significant control of Edward Cook Mortgage Services: Mr Edward Wilson Cook (75–100% of shares).

Who runs Edward Cook Mortgage Services?

Companies House lists one director of Edward Cook Mortgage Services: Edward Wilson Cook.

How long has Edward Cook Mortgage Services been in business?

The company was formed on 1 September 2015.

What do Edward Cook Mortgage Services’ latest accounts show?

Its latest accounts, to 30 September 2025, show net assets of −£1,969 (−213% from £1,743) and cash at bank of £12.4k (+8.8% from £11.4k).

Does Edward Cook Mortgage Services use any other names?

It trades as Wilson Cook and Wilson Cook Mortgage And Protection Consultancy.