EJS Financial Planners Ltd
Reference number: 1012141
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 1999
- Accounts filed up to 30 April 2026
Responsible principal firm
BAKER DAVIES LTD Reference number: 188992 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- EJS Financial Planners Ltd (FRN 1012141) is an AR of BAKER DAVIES LTD (FRN 188992). When you use EJS Financial Planners's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from EJS Financial Planners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
E J S Financial Planners Ltd, 18 Crendon Street, High Wycombe, Buckinghamshire, HP13 6LS, United Kingdom
In the full report: 3 background checks
- When ejsfp.co.uk first appeared online, and whether it can receive email
- What kind of line 01494 530111 is
- Who else gives the postcode HP13 6LS
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Baker Davies Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03752937 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 15 April 1999 (27 years old)
- Registered office
- 2nd Floor 18 Crendon Street, High Wycombe, HP13 6LS, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Emma Kate Duncan | Director | May 1974 | 23 Mar 2006 | 1 other company |
| Emma Kate Duncan | Secretary | Not published | 23 Mar 2006 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£145k
−44% from £259k
Cash at bank
£215k
−31% from £312k
Owed within a year
£108k
+25% from £86.5k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 03752937. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
EJS Financial Planners’s history from the FCA register and Companies House, newest first.
2024
18 September 2024
- Became an appointed representative
FCA register
2016
6 April 2016
- Emma Kate Duncan took control (75–100% of shares)
Companies House
2006
23 March 2006
- Board replaced: its only director left and 2 new directors took over
Companies House
1999
15 April 1999
- Incorporated at Companies House
Companies House
In the full report: all 13 events
- All 13 events in its history (4 shown here)
- Every director appointment and resignation: 9
Firms like EJS Financial Planners
Other firms of the same type (financial adviser), nearest first.
In High Wycombe
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on EJS Financial Planners
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 13 events in its history
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Frequently asked questions about this firm
Is EJS Financial Planners Ltd FCA authorised?
What does appointed representative mean for EJS Financial Planners?
What is EJS Financial Planners’ phone number and website?
Is EJS Financial Planners a scam or clone?
Is my money safe with EJS Financial Planners?
Who owns EJS Financial Planners?
Who runs EJS Financial Planners?
How long has EJS Financial Planners been in business?
What do EJS Financial Planners’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk