Elderbridge Limited

Reference number: 719437

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When elderbridge.co.uk first appeared online, and whether it can receive email
  • What kind of line 0845 650 6200 is, and the other firm that gives it
  • Who else gives the postcode CF11 9AU
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Administering a regulated mortgage contract
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Administration
  • Debt-collecting
  • Entering into a regulated mortgage contract as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
32
upheld, against a 31% median
20%
about mortgages
28

A bigger firm gets more complaints simply because it has more customers. With this few, one case moves the upheld rate a lot.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
14 February 2014 (12 years old)
Registered office
Imperial Way, Coedkernew, Newport, NP10 8UH, Wales
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter Anthony O'Connor Director Jan 1983 1 Jun 2023 2 other companies
Shashidhar Bhat Director Jul 1971 12 Aug 2025 3 other companies
Thomas Luke Groat Trevorrow Director Jul 1979 26 Aug 2026 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
still active
6
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 3 directors run together
  • All 22 people who have ever been directors, with their dates
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Key dates in its history

Elderbridge’s history from the FCA register and Companies House, newest first.

2016

19 May 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Target Group Limited took control (75–100% of votes)

Companies House

2014

14 February 2014

  • Incorporated at Companies House

Companies House

In the full report: all 49 events

  • All 49 events in its history (4 shown here)
  • Every director appointment and resignation: 43
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Firms connected to Elderbridge

Other FCA-listed firms that share a director, phone number or address with Elderbridge. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Elderbridge

Other firms of the same type (mortgage lender), nearest first.

In Cardiff

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Elderbridge

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 49 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Elderbridge Limited FCA authorised?
Yes, Elderbridge Limited (FRN 719437) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a mortgage lender. The FCA has placed no limits on its permissions.
What is Elderbridge’s phone number and website?
The FCA register lists the phone number 0845 650 6200 and the website elderbridge.co.uk for Elderbridge. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Elderbridge a scam or clone?
Elderbridge is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Elderbridge?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Elderbridge to the Financial Ombudsman Service, free of charge.
Who owns Elderbridge?
Elderbridge is owned by Target Group Limited, which holds 75–100% of votes, since 6 April 2016.
Who runs Elderbridge?
Companies House lists 3 directors of Elderbridge: Peter Anthony O'Connor, Shashidhar Bhat and Thomas Luke Groat Trevorrow.
How long has Elderbridge been in business?
The company was formed on 14 February 2014, and has held its current FCA authorisation since May 2016.
How many complaints does Elderbridge get?
In January–June 2025, the Financial Ombudsman Service received 32 new complaints about Elderbridge, and upheld 20% of those it decided.

Sources and links

The full report on Elderbridge Limited

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