Ellen Smith (Tours) Ltd

Reference number: 492100

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

WRIGHTSURE SERVICES (HAMPSHIRE) LIMITED Reference number: 311394 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ellen Smith (Tours) Ltd (FRN 492100) is an AR of WRIGHTSURE SERVICES (HAMPSHIRE) LIMITED (FRN 311394). When you use Ellen Smith (Tours)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ellen Smith (Tours), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ellensmith.co.uk first appeared online, and whether it can receive email
  • What kind of line 01706 648126 is
  • Who else gives the postcode OL16 5EB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • tigercoachtours.co.uk Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Wrightsure Services (Hampshire) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02562388
Company status
Active
Company type
Private limited company
Incorporated
26 November 1990 (35 years old)
Registered office
Globe House, Moss Bridge Road, Rochdale, OL16 5EB, England
Nature of business
  • Tour operator activities (SIC 79120)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Targett Director May 1956 23 May 2002 3 other companies
Susan Mary Targett Director May 1959 10 May 2023 2 other companies
Paul Targett Secretary Not published Not published 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
run together
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 11 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£596k

+4.3% from £571k

Cash at bank

£583k

−2% from £595k

Employees (average)

5

+25% from 4

Owed within a year

£629k

−14% from £733k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02562388. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ellen Smith (Tours)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (20)

2024

31 December 2024

  • Paul Targett stopped being a part-owner

Companies House

31 October 2024

  • Ellen Smith Limited took control (75–100% of shares)

Companies House

2016

22 November 2016

  • Paul Targett became a part-owner (25–50% of shares)

Companies House

2008

28 November 2008

  • Became an appointed representative

FCA register

1990

26 November 1990

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (5 shown here)
  • Every director appointment and resignation: 14
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Firms like Ellen Smith (Tours)

Other firms of the same type (insurance broker), nearest first.

In Rochdale

Assured Referrals LimitedRochdaleAppointed representativeDarlington Naley Taylor & Associates LimitedRochdaleAppointed representativeKays Mortgage Solutions LtdRochdaleAppointed representativeMilnrow Village Vets LimitedRochdaleAppointed representativePurple Financial Services LtdRochdaleAppointed representativeJohn RigneyRochdaleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ellen Smith (Tours)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is Ellen Smith (Tours) Ltd FCA authorised?
Ellen Smith (Tours) Ltd (FRN 492100) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ellen Smith (Tours)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ellen Smith (Tours) Ltd (FRN 492100) is an AR of WRIGHTSURE SERVICES (HAMPSHIRE) LIMITED (FRN 311394). When you use Ellen Smith (Tours)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ellen Smith (Tours), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ellen Smith (Tours)’s phone number and website?
The FCA register lists the phone number 01706 648126 and the website ellensmith.co.uk for Ellen Smith (Tours). If you were given different contact details, use these to check with the firm before going any further.
Is Ellen Smith (Tours) a scam or clone?
Ellen Smith (Tours) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ellen Smith (Tours)?
Protection works through Wrightsure Services (Hampshire) Limited, the principal firm responsible for Ellen Smith (Tours)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ellen Smith (Tours)?
Ellen Smith (Tours) is owned by Ellen Smith Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 October 2024. Before that, it was controlled by Mr Paul Targett.
Who runs Ellen Smith (Tours)?
Companies House lists 2 directors of Ellen Smith (Tours): Paul Targett and Susan Mary Targett.
How long has Ellen Smith (Tours) been in business?
The company was formed on 26 November 1990.
What do Ellen Smith (Tours)’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £596k (+4.3% from £571k) and cash at bank of £583k (−2% from £595k).
Does Ellen Smith (Tours) use any other names?
It trades as tigercoachtours.co.uk.

Sources and links

The full report on Ellen Smith (Tours) Ltd

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