Ellex Financial Solutions Ltd

Reference number: 224729

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ellex Financial Solutions Ltd (FRN 224729) is an AR of Sesame Limited (FRN 150427). When you use Ellex Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ellex Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01732 796366

  • Address

    5 Kendall Avenue, Kings Hill, West Malling, Kent, ME19 4BF, United Kingdom

In the full report: 2 background checks

  • What kind of line 01732 796366 is
  • Who else gives the postcode ME19 4BF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • IMT Financial Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 March 2003 (23 years old)
Registered office
131 Hayes Lane, Hayes, Bromley, Kent, BR2 9EJ, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Vincent John Wray Director Sep 1962 6 Mar 2003 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Total equity

£23.5k

+549% from £3,622

Cash at bank

£50.4k

Up £47.4k from £2,944

Employees (average)

1

Up 1 from 0

Owed within a year

£44.3k

+189% from £15.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04688025. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ellex Financial Solutions’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Vincent Wray took control (75–100% of shares)

Companies House

2003

2 May 2003

  • Became an appointed representative

FCA register

6 March 2003

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms like Ellex Financial Solutions

Other firms of the same type (insurance broker), nearest first.

In West Malling

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ellex Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Ellex Financial Solutions Ltd FCA authorised?
Ellex Financial Solutions Ltd (FRN 224729) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ellex Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ellex Financial Solutions Ltd (FRN 224729) is an AR of Sesame Limited (FRN 150427). When you use Ellex Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ellex Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ellex Financial Solutions’ phone number?
The FCA register lists the phone number 01732 796366 for Ellex Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Ellex Financial Solutions a scam or clone?
Ellex Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ellex Financial Solutions?
Protection works through Sesame Limited, the principal firm responsible for Ellex Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ellex Financial Solutions?
Companies House lists one person with significant control of Ellex Financial Solutions: Mr Vincent Wray (75–100% of shares).
Who runs Ellex Financial Solutions?
Companies House lists one director of Ellex Financial Solutions: Vincent John Wray.
How long has Ellex Financial Solutions been in business?
The company was formed on 6 March 2003.
What do Ellex Financial Solutions’ latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £23.5k (+549% from £3,622) and cash at bank of £50.4k (up £47.4k from £2,944).
Does Ellex Financial Solutions use any other names?
It has previously used the name IMT Financial.

Sources and links

The full report on Ellex Financial Solutions Ltd

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