Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2025
- Confirmation statement is overdue at Companies House
Responsible principal firm
Trinity Mortgages Ltd Reference number: 806693 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Ellora Financials Ltd (FRN 1056951) is an AR of Trinity Mortgages Ltd (FRN 806693). When you use Ellora Financials's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Ellora Financials, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Newton Park, Kingswells, Aberdeen, Aberdeen City, AB15 8QB, United Kingdom
In the full report: 2 background checks
- What kind of line 07859 999893 is
- Who else gives the postcode AB15 8QB
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Trinity Mortgages Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Confirmation statement is overdue at Companies House.
- Company number
- SC862626 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 September 2025 (1 year old)
- Registered office
- Newton Park, Kingswells, Aberdeen, AB15 8QB, Scotland
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Biju Krishnan | Director | Sep 1974 | 12 Sep 2025 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Key dates in its history
Ellora Financials’s history from the FCA register and Companies House, newest first.
2026
9 July 2026
- Became an appointed representative
FCA register
2025
12 September 2025
- Incorporated at Companies House
- Biju Krishnan took control (75–100% of shares)
- Biju Krishnan appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Ellora Financials
Other firms of the same type (insurance broker), nearest first.
In Aberdeen
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ellora Financials
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- All 4 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk