Elm Retail Ltd

Reference number: 602008

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

KOZE GROUP LTD Reference number: 811281 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Elm Retail Ltd (FRN 602008) is an AR of KOZE GROUP LTD (FRN 811281). When you use Elm Retail's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Elm Retail, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When easylivingmobility.co.uk first appeared online, and whether it can receive email
  • What kind of line 01562 744383 is
  • Who else gives the postcode DY10 2BA
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Easy Living Mobility Trading name
  • Easy Living Retail Kidderminster Ltd Former name
  • Mobility & Lifestyle Kidderminster Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Koze Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08383790
Company status
Active
Company type
Private limited company
Incorporated
31 January 2013 (13 years old)
Registered office
Unit C Rowland Hill Shopping Centre Unit C Rowland Hill Shopping Centre, 6 Vicar Street, Kidderminster, DY10 1DE, England
Nature of business
  • Retail sale of medical and orthopaedic goods in specialised stores (not incl. hearing aids) not elsewhere classified (SIC 47749)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel Richard Griffiths Director Apr 1980 31 Jan 2013 12 other companies
Daniel Griffiths Secretary Not published 31 Jan 2013 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
6
are FCA-registered
3

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£419k

No earlier figure to compare

Cash at bank

£236k

No earlier figure to compare

Employees (average)

5

No earlier figure to compare

Owed within a year

£235k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08383790. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Elm Retail’s history from the FCA register and Companies House, newest first.

Key events (7) All events (15)

2025

8 December 2025

  • Nathan Adrian Bevan stopped being a part-owner

Companies House

2017

12 June 2017

  • Changed its registered name from "Easy Living Retail Kidderminster Ltd"

FCA register

2016

6 April 2016

  • Daniel Richard Griffiths became a part-owner (25–50% of shares)
  • Nathan Adrian Bevan became a part-owner (25–50% of shares)

Companies House

2013

15 October 2013

  • Changed its registered name from "Mobility & Lifestyle Kidderminster Ltd"

FCA register

30 May 2013

  • Became an appointed representative

FCA register

31 January 2013

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Elm Retail

Other FCA-listed firms that share a director, phone number or address with Elm Retail. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
past link
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Elm Retail

Other firms of the same type (retailer), nearest first.

In Kidderminster

Lash Huns LtdKidderminsterAppointed representativeT. H. Baker Goldsmiths LimitedKidderminsterAuthorisedArctic Spas ltdKidderminsterAuthorisedCarters Furniture Centre LimitedKidderminsterAuthorisedSc Furniture LimitedKidderminsterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Elm Retail

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 15 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Elm Retail Ltd FCA authorised?
Elm Retail Ltd (FRN 602008) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Elm Retail?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Elm Retail Ltd (FRN 602008) is an AR of KOZE GROUP LTD (FRN 811281). When you use Elm Retail's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Elm Retail, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Elm Retail’s phone number and website?
The FCA register lists the phone number 01562 744383 and the website easylivingmobility.co.uk for Elm Retail. If you were given different contact details, use these to check with the firm before going any further.
Is Elm Retail a scam or clone?
Elm Retail is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Elm Retail?
Protection works through Koze Group Ltd, the principal firm responsible for Elm Retail's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Elm Retail?
Companies House lists one person with significant control of Elm Retail: Mr Daniel Richard Griffiths (25–50% of shares). Before that, it was controlled by Mr Nathan Adrian Bevan.
Who runs Elm Retail?
Companies House lists one director of Elm Retail: Daniel Richard Griffiths.
How long has Elm Retail been in business?
The company was formed on 31 January 2013.
What do Elm Retail’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £419k (no earlier figure to compare) and cash at bank of £236k (no earlier figure to compare).
Does Elm Retail use any other names?
It trades as Easy Living Mobility. It has previously used 2 other names: Easy Living Retail Kidderminster Ltd and Mobility & Lifestyle Kidderminster Ltd.

Sources and links

The full report on Elm Retail Ltd

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