Elzbieta Dobczynska

Reference number: 650632

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Appointed representative

Elzbieta Dobczynska does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Elzbieta Dobczynska (FRN 650632) is an AR of The Right Mortgage Limited (FRN 649443). When you use Elzbieta Dobczynska's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Elzbieta Dobczynska, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07564 234330

  • Address

    Flat 136, Little Cross House, Phipps Street, Bristol, Somerset, BS3 1SL, United Kingdom

In the full report: 2 background checks

  • What kind of line 07564 234330 is
  • Who else gives the postcode BS3 1SL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Perspective Choice Financial Solutions Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Elzbieta Dobczynska’s history from the FCA register and Companies House, newest first.

2020

21 September 2020

  • Began trading as "Perspective Choice Financial Solutions"

FCA register

2014

20 October 2014

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Elzbieta Dobczynska

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bristol

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Elzbieta Dobczynska

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Elzbieta Dobczynska FCA authorised?
Elzbieta Dobczynska (FRN 650632) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Elzbieta Dobczynska?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Elzbieta Dobczynska (FRN 650632) is an AR of The Right Mortgage Limited (FRN 649443). When you use Elzbieta Dobczynska's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Elzbieta Dobczynska, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Elzbieta Dobczynska’s phone number?
The FCA register lists the phone number 07564 234330 for Elzbieta Dobczynska. If you were given different contact details, use these to check with the firm before going any further.
Is Elzbieta Dobczynska a scam or clone?
Elzbieta Dobczynska is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Elzbieta Dobczynska?
Protection works through The Right Mortgage Limited, the principal firm responsible for Elzbieta Dobczynska's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Elzbieta Dobczynska use any other names?
It trades as Perspective Choice Financial Solutions.

Sources and links

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