Emerald Property Finance Experts Ltd

Reference number: 1045934

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Emerald Property Finance Experts Ltd (FRN 1045934) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Emerald Property Finance Experts's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Emerald Property Finance Experts, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3633 7001

  • Address

    167-169 Great Portland Street, 5th Floor, London, W1W 5PF, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 020 3633 7001 is
  • Whether W1W 5PF is a shared office: 143 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16746726
Company status
Active
Company type
Private limited company
Incorporated
27 September 2025 (1 year old)
Registered office
167-169 Great Portland Street, London, W1W 5PF, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name Role Born Appointed Other companies
Ankur Patel Director Jul 1978 27 Sep 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Emerald Property Finance Experts’s history from the FCA register and Companies House, newest first.

2025

24 November 2025

  • Became an appointed representative
  • Began trading as "Emerald Property Finance Experts"

FCA register

27 September 2025

  • Incorporated at Companies House
  • Ankur Patel took control (75–100% of shares)
  • Ankur Patel appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Emerald Property Finance Experts

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Emerald Property Finance Experts

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 5 events in its history

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Frequently asked questions about this firm

Is Emerald Property Finance Experts Ltd FCA authorised?
Emerald Property Finance Experts Ltd (FRN 1045934) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Emerald Property Finance Experts?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Emerald Property Finance Experts Ltd (FRN 1045934) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Emerald Property Finance Experts's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Emerald Property Finance Experts, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Emerald Property Finance Experts’ phone number?
The FCA register lists the phone number 020 3633 7001 for Emerald Property Finance Experts. If you were given different contact details, use these to check with the firm before going any further.
Is Emerald Property Finance Experts a scam or clone?
Emerald Property Finance Experts is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Emerald Property Finance Experts?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Emerald Property Finance Experts's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Emerald Property Finance Experts?
Companies House lists one person with significant control of Emerald Property Finance Experts: Mr Ankur Patel (75–100% of shares).
Who runs Emerald Property Finance Experts?
Companies House lists one director of Emerald Property Finance Experts: Ankur Patel.
How long has Emerald Property Finance Experts been in business?
The company was formed on 27 September 2025.

Sources and links

The full report on Emerald Property Finance Experts Ltd

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