Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 19 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 August 2025
Responsible principal firm
Quilter Financial Services Limited Reference number: 440703 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Emil Thomas Limited (FRN 466126) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Emil Thomas's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Emil Thomas, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
Leonard House, 7 Newman Road, Bromley, Kent, BR1 1RJ, United Kingdom
In the full report: 3 background checks
- When emilthomas.com first appeared online, and whether it can receive email
- What kind of line 020 8315 7414 is
- Who else gives the postcode BR1 1RJ
Other names (3)
If you were contacted under any of these names, it is this firm.
- Deborah Collier Former name: A name it was registered under before.
- Emil Thomas Associates Ltd Former name: A name it was registered under before.
- Emil Thomas Associates Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14312684 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 August 2022 (4 years old)
- Registered office
- 24 Scotts Road, Bromley, BR1 3QD, England
- Nature of business
-
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Thomas Collier | Director | Dec 1990 | 23 Aug 2022 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 2 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£23.7k
Up £23.5k from £200
Cash at bank
£47.7k
No earlier figure to compare
Employees (average)
3
No earlier figure to compare
Owed within a year
£317k
No earlier figure to compare
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14312684. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Emil Thomas’s history from the FCA register and Companies House, newest first.
2026
18 June 2026
- Deborah Collier Holdings Ltd stopped being a part-owner
Companies House
2024
21 August 2024
- Changed its registered name from "Deborah Collier"
FCA register
2022
23 August 2022
- Incorporated at Companies House
- Deborah Collier Holdings Ltd became a part-owner (25–50% of shares)
- T Collier Holdings Ltd became a part-owner (25–50% of shares)
Companies House
2020
15 April 2020
- Changed its registered name from "Emil Thomas Associates Ltd"
FCA register
2007
2 April 2007
- Became an appointed representative
FCA register
In the full report: all 12 events
- All 12 events in its history (7 shown here)
- Every director appointment and resignation: 3
Firms connected to Emil Thomas
Other FCA-listed firms that share a director, phone number or address with Emil Thomas. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Emil Thomas
Other firms of the same type (financial adviser), nearest first.
In Bromley
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Emil Thomas
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- All 12 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Emil Thomas Limited FCA authorised?
What does appointed representative mean for Emil Thomas?
What is Emil Thomas’ phone number and website?
Is Emil Thomas a scam or clone?
Is my money safe with Emil Thomas?
Who owns Emil Thomas?
Who runs Emil Thomas?
How long has Emil Thomas been in business?
What do Emil Thomas’ latest accounts show?
Does Emil Thomas use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk