Emily James Financial Services Ltd

Reference number: 1012872

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Emily James Financial Services Ltd (FRN 1012872) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Emily James Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Emily James Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07729 644353

  • Address

    Unit 2 Axis Court, Nepshaw Lane South, Leeds, West Yorkshire, LS27 7UY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07729 644353 is
  • Who else gives the postcode LS27 7UY
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Emily James Financial Planning Ltd Former name
  • Emily James Financial Services Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15208946
Company status
Active
Company type
Private limited company
Incorporated
13 October 2023 (3 years old)
Registered office
Unit 2 Axis Court, Nepshaw Lane South, Leeds, West Yorkshire, LS27 7UY, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Ryan Anthony Cullen Director Dec 1978 13 Oct 2023 None
James Barry Charles Knibb Director May 1993 18 Mar 2024 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£273

No earlier figure to compare

Owed within a year

£38.4k

+219% from £12.0k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15208946. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Emily James Financial Services’s history from the FCA register and Companies House, newest first.

Key events (10) All events (18)

2024

16 August 2024

  • Changed its registered name from "Emily James Financial Planning Ltd"

FCA register

13 June 2024

  • Changed its registered name from "Emily James Financial Services Limited"
  • Became an appointed representative

FCA register

18 March 2024

  • James Barry Charles Knibb became a part-owner (25–50% of shares)

Companies House

23 January 2024

  • James Barry Charles Knibb stopped being a part-owner

Companies House

2023

13 November 2023

  • James Barry Charles Knibb became a part-owner (25–50% of shares)
  • Ryan Anthony Cullen became a part-owner (25–50% of shares)
  • William James Holdings Limited stopped being the majority owner

Companies House

13 October 2023

  • Incorporated at Companies House
  • William James Holdings Limited became the majority owner (50–75% of shares)

Companies House

In the full report: all 18 events

  • All 18 events in its history (10 shown here)
  • Every director appointment and resignation: 8
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Firms like Emily James Financial Services

Other firms of the same type (financial adviser), nearest first.

In Leeds

Adam MacKenzie & PartnersLeedsAppointed representativeAndrew William BlackburnLeedsAppointed representativeAndrew YoungLeedsAppointed representativeArqera Capital LimitedLeedsAppointed representativeAyla Wealth Management LtdLeedsAppointed representativeBartlett Employee Benefits LimitedLeedsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Emily James Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 18 events in its history

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Frequently asked questions about this firm

Is Emily James Financial Services Ltd FCA authorised?
Emily James Financial Services Ltd (FRN 1012872) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Emily James Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Emily James Financial Services Ltd (FRN 1012872) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Emily James Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Emily James Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Emily James Financial Services’ phone number?
The FCA register lists the phone number 07729 644353 for Emily James Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Emily James Financial Services a scam or clone?
Emily James Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Emily James Financial Services?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Emily James Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Emily James Financial Services?
Companies House lists 2 people with significant control of Emily James Financial Services: Mr James Barry Charles Knibb (25–50% of shares) and Mr Ryan Anthony Cullen (25–50% of shares). Before that, it was controlled by William James Holdings Limited.
Who runs Emily James Financial Services?
Companies House lists 2 directors of Emily James Financial Services: Ryan Anthony Cullen and James Barry Charles Knibb.
How long has Emily James Financial Services been in business?
The company was formed on 13 October 2023.
What do Emily James Financial Services’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £273 (no earlier figure to compare).
Does Emily James Financial Services use any other names?
It has previously used 2 other names: Emily James Financial Planning Ltd and Emily James Financial Services Limited.

Sources and links

The full report on Emily James Financial Services Ltd

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