Emma Clarke

Reference number: 725108

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Authorised by the FCA

Emma Clarke is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Complaints covered by the Ombudsman
No FCA actions

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

vintagepawnbrokers.co.uk (opens in a new tab)
Phone number

01372 738054
Address

3 High Street, Epsom, Surrey, KT19 8DA, United Kingdom

In the full report: 3 background checks

When vintagepawnbrokers.co.uk first appeared online, and whether it can receive email
What kind of line 01372 738054 is
Who else gives the postcode KT19 8DA

Other names (2)

If you were contacted under any of these names, it is this firm.

Vintage Pawnbrokers Trading name: A name it trades under now.
Emma Freeze Former name: A name it was registered under before.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Emma Clarke’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2018

30 January 2018

Changed its registered name from "Emma Freeze"

FCA register

2016

10 May 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

In the full report: all 6 events

All 6 events in its history (3 shown here)

Firms like Emma Clarke

Other firms of the same type (lender), nearest first.

In Epsom

Toyota Financial Services (UK) PLCEpsomAuthorised Brightsmile Dental Care (UK)EpsomAuthorised Remedi Finance LimitedEpsomAuthorised Toyota (GB) PLCEpsomAuthorised Bilham SOT LimitedEpsomAuthorised E & G Ortho LimitedEpsomAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Emma Clarke

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 background checks on its contact details
All 6 events in its history

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Frequently asked questions about this firm

Is Emma Clarke FCA authorised?

Yes, Emma Clarke (FRN 725108) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a lender. The FCA has placed no limits on its permissions.

What is Emma Clarke’s phone number and website?

The FCA register lists the phone number 01372 738054 and the website vintagepawnbrokers.co.uk for Emma Clarke. If you were given different contact details, use these to check with the firm before going any further.

Is Emma Clarke a scam or clone?

Emma Clarke is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Emma Clarke?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Emma Clarke handles your money, so check the specific product before you commit. You can also refer complaints about Emma Clarke to the Financial Ombudsman Service, free of charge.

Does Emma Clarke use any other names?

It trades as Vintage Pawnbrokers. It has previously used the name Emma Freeze.

Sources and links

Its entry on the FCA register register.fca.org.uk
Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
Report a scam to the FCA fca.org.uk