Emma Williams

Reference number: 970774

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Appointed representative

Emma Williams does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Emma Williams (FRN 970774) is an AR of The Right Mortgage Limited (FRN 649443). When you use Emma Williams's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Emma Williams, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07901 977347

  • Address

    Fleet House, Springhead Enterprise Park, Springhead Road, Northfleet, Gravesend, Kent, DA11 8HJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07901 977347 is
  • Who else gives the postcode DA11 8HJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Brookbank Mortgage & Financial Solutions Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Emma Williams’s history from the FCA register and Companies House, newest first.

2022

25 February 2022

  • Became an appointed representative
  • Began trading as "Brookbank Mortgage & Financial Solutions"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Emma Williams

Other FCA-listed firms that share a director, phone number or address with Emma Williams. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Emma Williams

Other firms of the same type (mortgage adviser or broker), nearest first.

In Gravesend

Mortgage-EEZ (Kent) LimitedGravesendAppointed representativeOzgur Boran KocakGravesendAppointed representativeStephen PerksGravesendAppointed representativeThameside Mortgages LtdGravesendAppointed representativeBoone Hall LimitedGravesendAuthorisedG11 Financial Management LimitedGravesendAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Emma Williams

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Emma Williams FCA authorised?
Emma Williams (FRN 970774) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Emma Williams?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Emma Williams (FRN 970774) is an AR of The Right Mortgage Limited (FRN 649443). When you use Emma Williams's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Emma Williams, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Emma Williams’ phone number?
The FCA register lists the phone number 07901 977347 for Emma Williams. If you were given different contact details, use these to check with the firm before going any further.
Is Emma Williams a scam or clone?
Emma Williams is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Emma Williams?
Protection works through The Right Mortgage Limited, the principal firm responsible for Emma Williams's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Emma Williams use any other names?
It trades as Brookbank Mortgage & Financial Solutions.

Sources and links

The full report on Emma Williams

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