Emmiera Group Ltd

Reference number: 502001

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When emmieragroup.com first appeared online, and whether it can receive email
  • What kind of line 01384 473017 is
  • Who else gives the postcode DY5 1LX
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Emmiera Group Furniture Warranty Trading name
  • Emmiera Insurance Solutions Trading name
  • Emmiera Protect Trading name
  • Homeserve Furniture Repairs Limited Former name
  • HFR (Protection schemes) Former trading name
  • HFR Warranties Former trading name
  • Staingard Warranty Group Former trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05042667
Company status
Active
Company type
Private limited company
Incorporated
12 February 2004 (22 years old)
Registered office
Unit 8 Waterfront Business Park, Brierley Hill, DY5 1LX, England
Nature of business
  • Repair of furniture and home furnishings (SIC 95240)

Directors and company secretaries

Name Role Born Appointed Other companies
James Lane Director Apr 1978 12 Feb 2004 5 other companies
James Lane Secretary Not published 12 Dec 2023 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
4
still active
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsAudited

Turnover

£16.1m

−8.1% from £17.5m

Profit before tax

£1.51m

−4.7% from £1.59m

Net assets

£5.06m

+9.5% from £4.62m

Cash at bank

£1.38m

−28% from £1.91m

Turnover and profit

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05042667. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Emmiera Group’s history from the FCA register and Companies House, newest first.

Key events (6) All events (22)

2023

25 May 2023

  • Changed its registered name from "Homeserve Furniture Repairs Limited"

FCA register

2016

6 April 2016

  • James Lane took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

4 November 2009

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2004

12 February 2004

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms like Emmiera Group

Other firms of the same type (insurance broker), nearest first.

In Brierley Hill

Commercial Express Quotes LimitedBrierley HillAuthorisedGravity Risk Services (West) LtdBrierley HillAuthorisedIPG Retail LimitedBrierley HillAuthorisedJpm (Insurance Management) LimitedBrierley HillAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Emmiera Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 22 events in its history

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Frequently asked questions about this firm

Is Emmiera Group Ltd FCA authorised?
Yes, Emmiera Group Ltd (FRN 502001) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2009 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Emmiera Group’s phone number and website?
The FCA register lists the phone number 01384 473017 and the website Emmieragroup.com for Emmiera Group. If you were given different contact details, use these to check with the firm before going any further.
Is Emmiera Group a scam or clone?
Emmiera Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Emmiera Group?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Emmiera Group to the Financial Ombudsman Service, free of charge.
Who owns Emmiera Group?
Companies House lists one person with significant control of Emmiera Group: Mr James Lane (75–100% of shares).
Who runs Emmiera Group?
Companies House lists one director of Emmiera Group: James Lane.
How long has Emmiera Group been in business?
The company was formed on 12 February 2004, and has held its current FCA authorisation since November 2009.
What do Emmiera Group’s latest accounts show?
Its latest accounts, to 31 March 2025, show turnover of £16.1m (−8.1% from £17.5m) and profit before tax of £1.51m (−4.7% from £1.59m).
Does Emmiera Group use any other names?
It trades as Emmiera Group Furniture Warranty, Emmiera Insurance Solutions and Emmiera Protect. It has previously used 4 other names, including Homeserve Furniture Repairs Limited, HFR (Protection schemes) and HFR Warranties.

Sources and links

The full report on Emmiera Group Ltd

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