Emoneyhub Limited

Reference number: 787900

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When justus.co first appeared online, and whether it can receive email
  • What kind of line 01625 750034 is
  • Who else gives the postcode SK10 4TG
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • eMoneyUnion Trading name
  • JustUs Trading name
  • Moneybrain Trading name
  • SBILS Former trading name

Past FCA permissions and consumer protection

  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Permissions on the FCA record

  • Hold or safeguard your money
Show FCA detail (1 permission)
  • Operating an electronic system in relation to lending

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08158588
Company status
Active
Company type
Private limited company
Incorporated
26 July 2012 (14 years old)
Registered office
G82 Block 1 Alderley Park, Congleton Road Nether Alderley, Macclesfield, Cheshire, SK10 4TG, England
Nature of business
  • Business and domestic software development (SIC 62012)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Lynne Patricia Birkett Director Nov 1953 26 Jul 2012 1 other company
Lee James Birkett Director May 1972 12 Dec 2013 12 other companies
Richard Anthony Farr Director Apr 1968 1 Sep 2014 3 other companies
John Stephen Christopher Gray Director May 1972 14 Mar 2016 1 other company
Michael Moroney Director May 1972 11 Nov 2020 None

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
15
closed down
5
are FCA-registered
3

In the full report: all 15 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 2 companies these 5 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 June 2025Full accountsAudited

Net assets

£1.82m

−10% from £2.03m

Cash at bank

£901k

+235% from £269k

Owed within a year

£2.04m

+173% from £749k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08158588. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Emoneyhub’s history from the FCA register and Companies House, newest first.

Key events (5) All events (23)

2017

31 August 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Lee Birkett became a part-owner (25–50% of shares)
  • Lynne Patricia Birkett became a part-owner (25–50% of shares)

Companies House

2012

26 July 2012

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (5 shown here)
  • Every director appointment and resignation: 12
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Firms connected to Emoneyhub

Other FCA-listed firms that share a director, phone number or address with Emoneyhub. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Emoneyhub

Other firms of the same type (peer-to-peer lending platform), nearest first.

Elsewhere in the UK

Assetz SME Capital LimitedManchesterAuthorisedAviation and Tech Capital LtdLondonAuthorisedBlend Loan Network LimitedLondonAuthorisedBusiness Loan Network LimitedLondonAuthorisedCrowd Property LimitedBirminghamAuthorisedCrowd2Fund LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Emoneyhub

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 15 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 23 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Emoneyhub Limited FCA authorised?
Yes, Emoneyhub Limited (FRN 787900) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2017 and works as a peer-to-peer lending platform. The FCA has placed no limits on its permissions.
What is Emoneyhub’s phone number and website?
The FCA register lists the phone number 01625 750034 and the website justus.co for Emoneyhub. If you were given different contact details, use these to check with the firm before going any further.
Is Emoneyhub a scam or clone?
Emoneyhub is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Emoneyhub?
It is permitted to hold and control client money, which it must keep separate from its own. Protection depends on which product you hold and how Emoneyhub handles your money, so check the specific product before you commit. You can also refer complaints about Emoneyhub to the Financial Ombudsman Service, free of charge.
Who owns Emoneyhub?
Companies House lists 2 people with significant control of Emoneyhub: Lee Birkett (25–50% of shares) and Mrs Lynne Patricia Birkett (25–50% of shares).
Who runs Emoneyhub?
Companies House lists 5 directors of Emoneyhub: Lynne Patricia Birkett, Lee James Birkett, Richard Anthony Farr, John Stephen Christopher Gray and Michael Moroney.
How long has Emoneyhub been in business?
The company was formed on 26 July 2012, and has held its current FCA authorisation since August 2017.
What do Emoneyhub’s latest accounts show?
Its latest accounts, to 28 June 2025, show net assets of £1.82m (−10% from £2.03m) and cash at bank of £901k (+235% from £269k).
Does Emoneyhub use any other names?
It trades as eMoneyUnion, JustUs and Moneybrain. It has previously used the name SBILS.

Sources and links

The full report on Emoneyhub Limited

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