Enable Independent Limited
Reference number: 221076
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
25c North St, Bishop's Stortford, Herts, CM23 2LD, United Kingdom
In the full report: 3 background checks
- When afhwm.co.uk first appeared online, and whether it can receive email
- What kind of line 01279 755950 is
- Who else gives the postcode CM23 2LD
Other names (9)
If you were contacted under any of these names, it is this firm.
- AFH (Bishops Stortford) Trading name: A name it trades under now.
- AFH Wealth Management (Bishops Stortford) Trading name: A name it trades under now.
- KMD Financial Management Limited Former name: A name it was registered under before.
- Enable Independent Financial Life Planners Former trading name: A name it used to trade under.
- Enable & KMD Former trading name: A name it used to trade under.
- John Norris & Company Former trading name: A name it used to trade under.
- KMD Chartered Financial Planners Former trading name: A name it used to trade under.
- KMD Independent Mortgages Former trading name: A name it used to trade under.
- KMD Private Wealth Management Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on Pension Transfers and Pension Opt Outs
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04534546 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 September 2002 (24 years old)
- Registered office
- Afh House Buntsford Drive, Stoke Heath, Bromsgrove, B60 4JE, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Matthew Robert Baker | Director | Aug 1972 | 24 Sep 2008 | 2 other companies |
| Paull Nicholas Hazell | Director | Jun 1968 | 1 Jun 2012 | 2 other companies |
| Hayden David Robinson | Director | Jun 1970 | 5 Feb 2026 | 28 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 31
- closed down
- 19
- are FCA-registered
- 3
In the full report: all 31 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register, including one no longer authorised
- The 1 company these 3 directors run together
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£642k
Not compared: the previous accounts cover a different length of time
Total equity
£3.97m
+44% from £2.76m
Cash at bank
£585k
−15% from £688k
Owed within a year
£201k
−72% from £728k
The previous accounts cover 14 months, so turnover and profit are not compared with them.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 04534546. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Enable Independent’s history from the FCA register and Companies House, newest first.
2026
7 July 2026
- Afh Financial Group Limited took control (75–100% of shares)
Companies House
2024
24 October 2024
- Enable Ind Holdings Ltd gave up control
Companies House
2016
6 April 2016
- Enable Ind Holdings Ltd took control (75–100% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2010
23 March 2010
- Changed its registered name from "KMD Financial Management Limited"
FCA register
2003
18 March 2003
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
2002
13 September 2002
- Incorporated at Companies House
Companies House
In the full report: all 32 events
- All 32 events in its history (8 shown here)
- Every director appointment and resignation: 7
Firms connected to Enable Independent
Other FCA-listed firms that share a director, phone number or address with Enable Independent. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 3
- share its postcode
- 2
In the full report: all 5 connected firms, named
- How each is linked: shared directors (3), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Enable Independent
Other firms of the same type (financial adviser), nearest first.
In Bishop's Stortford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Enable Independent
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 31 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 32 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk