Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 March 2026
Responsible principal firm
The Compliance Guys Ltd Reference number: 941360 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Enduro Finance Limited (FRN 1045863) is an AR of The Compliance Guys Ltd (FRN 941360). When you use Enduro Finance's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Enduro Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Enduro Finance Limited, UpstairsThe Granary House, Deethe Farm House, Cranfield Road, Woburn Sands, MK17 8UR, United Kingdom
In the full report: 2 background checks
- What kind of line 07521 427250 is
- Who else gives the postcode MK17 8UR
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Compliance Guys Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15921519 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 August 2024 (2 years old)
- Registered office
- Upstairs The Granary Deethe Farm Industrial Estate, Cranfield Road, Woburn Sands, MK17 8UR, United Kingdom
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Christopher Daniel Smith | Director | Feb 1981 | 17 Dec 2024 | 6 other companies |
| Daniela Perano-Smith | Director | Sep 1988 | 15 Dec 2025 | 2 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- still active
- 6
- are FCA-registered
- 2
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 2 companies these 2 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£24.6k
Up £24.4k from £158
Employees (average)
0
Same as 0
Owed within a year
£19.7k
−36% from £30.6k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15921519. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Enduro Finance’s history from the FCA register and Companies House, newest first.
2025
22 December 2025
- Became an appointed representative
FCA register
2 January 2025
- Daniela Perano-Smith gave up control
- Enduro Holdings Limited took control (75–100% of shares)
Companies House
2024
28 August 2024
- Incorporated at Companies House
- Daniela Perano-Smith took control (75–100% of shares)
Companies House
In the full report: all 14 events
- All 14 events in its history (5 shown here)
- Every director appointment and resignation: 8
Firms connected to Enduro Finance
Other FCA-listed firms that share a director, phone number or address with Enduro Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 1
- share its postcode
- 2
In the full report: all 3 connected firms, named
- How each is linked: shared directors (1), the same postcode (2)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Enduro Finance
Other firms of the same type (credit broker), nearest first.
In the Milton Keynes (MK) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Enduro Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 2 background checks on its contact details
- All 14 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk