Enjay Claims Limited

Reference number: 836991

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When enjayclaims.co.uk first appeared online, and whether it can receive email
  • What kind of line 01708 854200 is
  • Who else gives the postcode RM14 3QH
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Claim My Car Finance Trading name
  • Claim Your Car Finance Trading name
  • Enjay Finance Trading name

FCA permissions and consumer protection

  • Claims management No FSCS cover
    Money you pay a claims company is not FSCS protected, but FCA rules cap what it may charge you for a financial services claim. Complaints about this firm go to the Financial Ombudsman Service free of charge.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Advice, investigation or representation in relation to a financial services or financial product claim
  • Seeking out, referrals and identification of claims or potential claims (personal injury claim; financial services or financial product claim; housing disrepair claim; claim for a specified benefit; criminal injury claim; employment related claim)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08275301
Company status
Active
Company type
Private limited company
Incorporated
31 October 2012 (13 years old)
Registered office
79 Mawney Road, Romford, Essex, RM7 7HX
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
John Peter Miller Director Jul 1964 31 Oct 2012 3 other companies
Nico Gregory Ragavelas Director Apr 1972 31 Oct 2012 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 3 companies these 2 directors run together
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Filed accounts and finances

Year to 30 March 2025Small company accountsNot audited

Net assets

−£39.6k

Up £19.1k from −£58.7k

Cash at bank

£31.7k

+289% from £8,162

Employees (average)

4

Up 4 from 0

Owed within a year

£38.2k

+39% from £27.4k

Net assets are negative: on its last balance sheet the company owed £39.6k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08275301. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Enjay Claims’s history from the FCA register and Companies House, newest first.

Key events (7) All events (14)

2020

2 October 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

31 March 2019

  • No longer regulated by the Claims Management Regulator

FCA register

2016

31 October 2016

  • John Peter Miller became a part-owner (25–50% of shares)
  • Nico Gregory Ragavelas became a part-owner (25–50% of shares)

Companies House

2013

20 January 2013

  • Regulated by the Claims Management Regulator from this date

FCA register

2012

31 October 2012

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (7 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Enjay Claims

Other FCA-listed firms that share a director, phone number or address with Enjay Claims. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Enjay Claims

Other firms of the same type (claims management firm), nearest first.

In the Romford (RM) postcode area

Muchineripi ShamuyariraRainhamAuthorisedCountrywide Accident Claims LtdHornchurchAuthorisedSimple Claims LimitedDagenhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Enjay Claims

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Enjay Claims Limited FCA authorised?
Yes, Enjay Claims Limited (FRN 836991) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2020 and works as a claims management firm. The FCA has placed no limits on its permissions.
What is Enjay Claims’ phone number and website?
The FCA register lists the phone number 01708 854200 and the website enjayclaims.co.uk for Enjay Claims. If you were given different contact details, use these to check with the firm before going any further.
Is Enjay Claims a scam or clone?
Enjay Claims is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Enjay Claims?
It is permitted to hold and control client money, which it must keep separate from its own. Protection depends on which product you hold and how Enjay Claims handles your money, so check the specific product before you commit. You can also refer complaints about Enjay Claims to the Financial Ombudsman Service, free of charge.
Who owns Enjay Claims?
Companies House lists 2 people with significant control of Enjay Claims: Mr Nico Gregory Ragavelas (25–50% of shares) and John Peter Miller (25–50% of shares).
Who runs Enjay Claims?
Companies House lists 2 directors of Enjay Claims: John Peter Miller and Nico Gregory Ragavelas.
How long has Enjay Claims been in business?
The company was formed on 31 October 2012, and has held its current FCA authorisation since October 2020.
What do Enjay Claims’ latest accounts show?
Its latest accounts, to 30 March 2025, show net assets of −£39.6k (up £19.1k from −£58.7k) and cash at bank of £31.7k (+289% from £8,162).
Does Enjay Claims use any other names?
It trades as Claim My Car Finance, Claim Your Car Finance and Enjay Finance.

Sources and links

The full report on Enjay Claims Limited

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