Enkindle Financial Planning Ltd

Reference number: 1036724

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • ENKINDLE FINANCIAL PLANNING LTD (FRN 1036724) is an AR of ValidPath Limited (FRN 197107). When you use ENKINDLE FINANCIAL PLANNING's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from ENKINDLE FINANCIAL PLANNING, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07790 947974

  • Address

    Borrowstone, Jumps Road, Churt, Farnham, Surrey, GU10 2LB, United Kingdom

In the full report: 2 background checks

  • What kind of line 07790 947974 is
  • Who else gives the postcode GU10 2LB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 March 2025 (1 year old)
Registered office
Borrowstone Jumps Road, Churt, Farnham, GU10 2LB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Michael Nobbs Director Apr 1967 21 Mar 2025 3 other companies
Divyesh Babubhai Patel Director Aug 1974 21 Mar 2025 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
2
run together
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Key dates in its history

Enkindle Financial Planning’s history from the FCA register and Companies House, newest first.

2025

8 July 2025

  • Became an appointed representative

FCA register

21 March 2025

  • Incorporated at Companies House
  • Divyesh Babubhai Patel became a part-owner (25–50% of shares)
  • Richard Michael Nobbs became the majority owner (50–75% of shares)
  • Divyesh Babubhai Patel appointed as a director
  • Richard Michael Nobbs appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Enkindle Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Farnham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Enkindle Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Enkindle Financial Planning Ltd FCA authorised?
Enkindle Financial Planning Ltd (FRN 1036724) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Enkindle Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Enkindle Financial Planning Ltd (FRN 1036724) is an AR of ValidPath Limited (FRN 197107). When you use Enkindle Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Enkindle Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Enkindle Financial Planning’s phone number?
The FCA register lists the phone number 07790 947974 for Enkindle Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Enkindle Financial Planning a scam or clone?
Enkindle Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Enkindle Financial Planning?
Protection works through ValidPath Limited, the principal firm responsible for Enkindle Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Enkindle Financial Planning?
Companies House lists 2 people with significant control of Enkindle Financial Planning: Mr Richard Michael Nobbs (50–75% of shares) and Mr Divyesh Babubhai Patel (25–50% of shares).
Who runs Enkindle Financial Planning?
Companies House lists 2 directors of Enkindle Financial Planning: Richard Michael Nobbs and Divyesh Babubhai Patel.
How long has Enkindle Financial Planning been in business?
The company was formed on 21 March 2025.

Sources and links

The full report on Enkindle Financial Planning Ltd

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