Enterprise Loans East Midlands

Reference number: 679765

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When first-enterprise.co.uk first appeared online, and whether it can receive email
  • What kind of line 0115 942 3772 is
  • Who else gives the postcode NG7 6JF
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • First Enterprise Trading name
  • First Enterprise - Enterprise Loans Former trading name

FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Run or oversee funds FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Administering a regulated mortgage contract
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Managing an unauthorised AIF

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.
One supervisory condition set by the FCA

These are conditions the FCA places on the firm itself, covering things like capital it must hold and what it must report. They do not change what the firm may do for you.

  • Small Authorised UK AIFM (Sub-Threshold)
    The total value of assets under management by the firm must not exceed the relevant threshold as set out in Article 3(2) of AIFMD (as determined under Chapter II, section I of the AIFMD level 2 regulation). In the event that the relevant threshold is breached, the firm must submit an application for authorisation as a Full-scope UK AIFM to the FCA

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06705550
Company status
Active
Company type
Private company limited by guarantee
Incorporated
23 September 2008 (18 years old)
Registered office
6 Sherwood Rise, Nottingham, NG7 6JF, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Mohammed Rashid Director Jul 1968 23 Sep 2008 9 other companies
Hassan Ahmed Director May 1951 10 Oct 2008 18 other companies
Ernest Joseph Wright Director Jan 1942 17 Mar 2010 1 other company
Azad Hussain Choudhry Director Jan 1943 3 Dec 2013 None
Danielle Siobhan Davis Secretary Not published 6 Jun 2024 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
21
closed down
4
run together
6

In the full report: all 21 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 companies these 4 directors run together
  • All 8 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Full accountsAudited

Net assets

£2.95m

+5.2% from £2.80m

Cash at bank

£1.37m

+46% from £936k

Owed within a year

£403k

<1% from £403k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06705550. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Enterprise Loans East Midlands’s history from the FCA register and Companies House, newest first.

Key events (7) All events (24)

2017

21 June 2017

  • FCA imposed a requirement (May control but not hold client money)
  • FCA imposed a requirement (Small Authorised UK AIFM (Sub-Threshold))

FCA register

2016

15 August 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

6 April 2016

  • Hassan Ahmed gained significant control

Companies House

2008

23 September 2008

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (7 shown here)
  • Every director appointment and resignation: 12
Instant PDF download

Firms like Enterprise Loans East Midlands

Other firms of the same type (lender), nearest first.

In Nottingham

Capital One (Europe) PLCNottinghamAuthorisedPropel Holdings (UK) LimitedNottinghamAuthorisedAdam BroniewskiNottinghamAuthorisedCash Shop LtdNottinghamAuthorisedChatterleys Home Finance LtdNottinghamAuthorisedEasyway Credit LimitedNottinghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Enterprise Loans East Midlands

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 21 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 24 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Enterprise Loans East Midlands FCA authorised?
Yes, Enterprise Loans East Midlands (FRN 679765) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2016 and works as a lender. The FCA has placed 2 limits on what it may do.
What is Enterprise Loans East Midlands’ phone number and website?
The FCA register lists the phone number 0115 942 3772 and the website first-enterprise.co.uk for Enterprise Loans East Midlands. If you were given different contact details, use these to check with the firm before going any further.
Is Enterprise Loans East Midlands a scam or clone?
Enterprise Loans East Midlands is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Enterprise Loans East Midlands?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Enterprise Loans East Midlands to the Financial Ombudsman Service, free of charge.
Who owns Enterprise Loans East Midlands?
Companies House lists one person with significant control of Enterprise Loans East Midlands: Mr Hassan Ahmed (significant influence or control).
Who runs Enterprise Loans East Midlands?
Companies House lists 4 directors of Enterprise Loans East Midlands: Mohammed Rashid, Hassan Ahmed, Ernest Joseph Wright and Azad Hussain Choudhry.
How long has Enterprise Loans East Midlands been in business?
The company was formed on 23 September 2008, and has held its current FCA authorisation since August 2016.
What do Enterprise Loans East Midlands’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £2.95m (+5.2% from £2.80m) and cash at bank of £1.37m (+46% from £936k).
Does Enterprise Loans East Midlands use any other names?
It trades as First Enterprise. It has previously used the name First Enterprise - Enterprise Loans.

Sources and links

The full report on Enterprise Loans East Midlands

£19.99 · Instant PDF download

Loading secure checkout…