Envelop Risk Services Limited

Reference number: 974595

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Envelop Risk Services Limited (FRN 974595) is an AR of DAVIES MGA SERVICES LIMITED (FRN 597301). When you use Envelop Risk Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Envelop Risk Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When enveloprisk.com first appeared online, and whether it can receive email
  • What kind of line 0117 471 3717 is
  • Who else gives the postcode BS1 2BD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Envelop Trading name: A name it trades under now.
  • Envelop Risk Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Davies Mga Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 March 2022 (4 years old)
Registered office
6th Floor Vintry Building, Wine Street, Bristol, BS1 2BD, England
Nature of business
  • Activities of open-ended investment companies (SIC 64304)

Directors and company secretaries

Name Role Born Appointed Other companies
Graeme David Bell Director Mar 1977 3 Mar 2022 5 other companies
Jonathan Lionel Spry Director Jul 1977 3 Mar 2022 8 other companies
Dominic George Peters Director Mar 1974 23 Sep 2025 8 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
18
closed down
4
went insolvent
1

In the full report: all 18 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 2 on the FCA register
  • The 2 companies these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Key dates in its history

Envelop Risk Services’s history from the FCA register and Companies House, newest first.

2022

25 April 2022

  • Became an appointed representative

FCA register

3 March 2022

  • Incorporated at Companies House
  • Envelop Risk Analytics Limited took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (3 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Envelop Risk Services

Other FCA-listed firms that share a director, phone number or address with Envelop Risk Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past links
2

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 2 past links through former directors
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Firms like Envelop Risk Services

Other firms of the same type (insurance broker), nearest first.

In Bristol

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Envelop Risk Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 18 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Envelop Risk Services Limited FCA authorised?
Envelop Risk Services Limited (FRN 974595) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Envelop Risk Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Envelop Risk Services Limited (FRN 974595) is an AR of DAVIES MGA SERVICES LIMITED (FRN 597301). When you use Envelop Risk Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Envelop Risk Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Envelop Risk Services’ phone number and website?
The FCA register lists the phone number 0117 471 3717 and the website enveloprisk.com for Envelop Risk Services. If you were given different contact details, use these to check with the firm before going any further.
Is Envelop Risk Services a scam or clone?
Envelop Risk Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Envelop Risk Services?
Protection works through Davies Mga Services Limited, the principal firm responsible for Envelop Risk Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Envelop Risk Services?
Envelop Risk Services is owned by Envelop Risk Analytics Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 3 March 2022.
Who runs Envelop Risk Services?
Companies House lists 3 directors of Envelop Risk Services: Graeme David Bell, Jonathan Lionel Spry and Dominic George Peters.
How long has Envelop Risk Services been in business?
The company was formed on 3 March 2022.
Does Envelop Risk Services use any other names?
It trades as Envelop and Envelop Risk.

Sources and links

The full report on Envelop Risk Services Limited

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