Epoints Rewards Limited

Reference number: 1019938

Instant download

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • EPOINTS REWARDS LIMITED (FRN 1019938) introduces customers to Humm Group Limited (FRN 954478). Any regulated advice or arranging is done by the principal, not EPOINTS REWARDS.
  • Example: if EPOINTS REWARDS refers you to a financial adviser, the advice should come from the principal firm, not from EPOINTS REWARDS itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When eachperson.com first appeared online, and whether it can receive email
  • What kind of line 0118 979 6341 is
  • Who else gives the postcode RG40 2BB
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Each Person Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Humm Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 November 2010 (15 years old)
Registered office
Dane End House Munden Road, Dane End, Ware, Hertfordshire, SG12 0LR
Nature of business
  • Web portals (SIC 63120)

Directors and company secretaries

Name Role Born Appointed Other companies
Bryan Scott Alan Duffy Director Mar 1943 29 Nov 2010 28 other companies
Matthew Norbury Director Oct 1983 29 Nov 2010 5 other companies
Christopher Robert Houry Director Jul 1977 26 Apr 2013 12 other companies
Christopher Houry Secretary Not published 29 Nov 2010 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
33
closed down
20
went insolvent
1

In the full report: all 33 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 9 companies these 3 directors run together
  • All 4 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2024Full accountsAudited

Profit before tax

£137k

<1% from £136k

Net assets

£1.30m

+8.6% from £1.20m

Cash at bank

£39.8k

−90% from £397k

Employees (average)

3

Same as 3

Profit before tax

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07453502. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Epoints Rewards’s history from the FCA register and Companies House, newest first.

2024

31 December 2024

  • Bryan Duffy gave up control
  • Bryan Duffy took control (75–100% of shares)

Companies House

31 October 2024

  • Became an introducer appointed representative

FCA register

2023

14 December 2023

  • Bryan Scott Alan Duffy no longer has significant control

Companies House

2020

23 December 2020

  • Bryan Duffy took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Bryan Scott Alan Duffy gained significant control

Companies House

2010

29 November 2010

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 5
Instant PDF download

Firms connected to Epoints Rewards

Other FCA-listed firms that share a director, phone number or address with Epoints Rewards. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Epoints Rewards

Other firms of the same type (credit broker), nearest first.

In Wokingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Epoints Rewards

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 33 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 13 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Epoints Rewards Limited FCA authorised?
Epoints Rewards Limited (FRN 1019938) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Epoints Rewards?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Epoints Rewards Limited (FRN 1019938) introduces customers to Humm Group Limited (FRN 954478). Any regulated advice or arranging is done by the principal, not Epoints Rewards. Example: if Epoints Rewards refers you to a financial adviser, the advice should come from the principal firm, not from Epoints Rewards itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Epoints Rewards’ phone number and website?
The FCA register lists the phone number 0118 979 6341 and the website eachperson.com for Epoints Rewards. If you were given different contact details, use these to check with the firm before going any further.
Is Epoints Rewards a scam or clone?
Epoints Rewards is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Epoints Rewards?
Protection works through Humm Group Limited, the principal firm responsible for Epoints Rewards's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Epoints Rewards?
Companies House lists one person with significant control of Epoints Rewards: Mr Bryan Duffy (75–100% of shares). Before that, it was controlled by Bryan Duffy and Mr Bryan Scott Alan Duffy.
Who runs Epoints Rewards?
Companies House lists 3 directors of Epoints Rewards: Bryan Scott Alan Duffy, Matthew Norbury and Christopher Robert Houry.
How long has Epoints Rewards been in business?
The company was formed on 29 November 2010.
What do Epoints Rewards’ latest accounts show?
Its latest accounts, to 31 March 2024, show profit before tax of £137k (<1% from £136k) and net assets of £1.30m (+8.6% from £1.20m).
Does Epoints Rewards use any other names?
It trades as Each Person.

Sources and links

The full report on Epoints Rewards Limited

£19.99 · Instant PDF download

Loading secure checkout…