Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2010
- Accounts filed up to 31 March 2024
Responsible principal firm
Humm Group Limited Reference number: 954478 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- EPOINTS REWARDS LIMITED (FRN 1019938) introduces customers to Humm Group Limited (FRN 954478). Any regulated advice or arranging is done by the principal, not EPOINTS REWARDS.
- Example: if EPOINTS REWARDS refers you to a financial adviser, the advice should come from the principal firm, not from EPOINTS REWARDS itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
8A Denmark Street, Wokingham, Wokingham, RG40 2BB, United Kingdom
In the full report: 3 background checks
- When eachperson.com first appeared online, and whether it can receive email
- What kind of line 0118 979 6341 is
- Who else gives the postcode RG40 2BB
Other names (1)
If you were contacted under any of these names, it is this firm.
- Each Person Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Humm Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07453502 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 November 2010 (15 years old)
- Registered office
- Dane End House Munden Road, Dane End, Ware, Hertfordshire, SG12 0LR
- Nature of business
-
- Web portals (SIC 63120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Bryan Scott Alan Duffy | Director | Mar 1943 | 29 Nov 2010 | 28 other companies |
| Matthew Norbury | Director | Oct 1983 | 29 Nov 2010 | 5 other companies |
| Christopher Robert Houry | Director | Jul 1977 | 26 Apr 2013 | 12 other companies |
| Christopher Houry | Secretary | Not published | 29 Nov 2010 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 33
- closed down
- 20
- went insolvent
- 1
In the full report: all 33 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 9 companies these 3 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£137k
<1% from £136k
Net assets
£1.30m
+8.6% from £1.20m
Cash at bank
£39.8k
−90% from £397k
Employees (average)
3
Same as 3
Profit before tax
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 07453502. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Epoints Rewards’s history from the FCA register and Companies House, newest first.
2024
31 December 2024
- Bryan Duffy gave up control
- Bryan Duffy took control (75–100% of shares)
Companies House
31 October 2024
- Became an introducer appointed representative
FCA register
2023
14 December 2023
- Bryan Scott Alan Duffy no longer has significant control
Companies House
2020
23 December 2020
- Bryan Duffy took control (75–100% of shares)
Companies House
2016
6 April 2016
- Bryan Scott Alan Duffy gained significant control
Companies House
2010
29 November 2010
- Incorporated at Companies House
Companies House
In the full report: all 13 events
- All 13 events in its history (7 shown here)
- Every director appointment and resignation: 5
Firms connected to Epoints Rewards
Other FCA-listed firms that share a director, phone number or address with Epoints Rewards. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Epoints Rewards
Other firms of the same type (credit broker), nearest first.
In Wokingham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Epoints Rewards
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 33 other companies its directors have run, named
- 3 background checks on its contact details
- All 13 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Epoints Rewards Limited FCA authorised?
What does introducer appointed representative mean for Epoints Rewards?
What is Epoints Rewards’ phone number and website?
Is Epoints Rewards a scam or clone?
Is my money safe with Epoints Rewards?
Who owns Epoints Rewards?
Who runs Epoints Rewards?
How long has Epoints Rewards been in business?
What do Epoints Rewards’ latest accounts show?
Does Epoints Rewards use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk