Equaliti Ltd

Reference number: 952416

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When carki.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 399 1798 is
  • Whether N1 7GU is a shared office: 86 other firms give it
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Other names (9)

If you were contacted under any of these names, it is this firm.

  • Carki Trading name
  • carki.co.uk Trading name
  • Apex Former trading name
  • Numo Former trading name
  • numo.money Former trading name
  • Numo Pro Former trading name
  • Numo Uno Former trading name
  • Sensible Former trading name
  • Sensible Car Finance Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13109643
Company status
Active
Company type
Private limited company
Incorporated
4 January 2021 (5 years old)
Registered office
20 Wenlock Road, London, N1 7GU, England
Nature of business
  • Other information technology service activities (SIC 62090)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Nicholas Sherratt Director Nov 1981 1 Jul 2022 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2025Small company accountsNot audited

Net assets

£423k

+51% from £280k

Cash at bank

£105k

−20% from £131k

Employees (average)

0

Same as 0

Owed within a year

£59.8k

+258% from £16.7k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13109643. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Equaliti’s history from the FCA register and Companies House, newest first.

Key events (6) All events (28)

2023

1 January 2023

  • Numo Group Limited gave up control

Companies House

2022

15 July 2022

  • Numo Group Limited took control (75–100% of shares)
  • Regulated by the FCA from this date
  • Became authorised by the FCA

Companies House · FCA register

2021

4 January 2021

  • Incorporated at Companies House
  • David Nicholas Sherratt took control (75–100% of shares)

Companies House

In the full report: all 28 events

  • All 28 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Equaliti

Other firms of the same type (insurance broker), nearest first.

In London

Amazon EU S.a.r.l.LondonAuthorisedRevolut Travel LtdLondonAuthorisedSantander Insurance Services UK LimitedLondonAuthorisedAon UK LimitedLondonAuthorisedHartford Underwriting Agency LimitedLondonAuthorisedChubb Underwriting Agencies LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Equaliti

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 4 years of accounts, charted
  • All 28 events in its history

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Frequently asked questions about this firm

Is Equaliti Ltd FCA authorised?
Yes, Equaliti Ltd (FRN 952416) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2022 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Equaliti’s phone number and website?
The FCA register lists the phone number 0161 399 1798 and the website carki.co.uk for Equaliti. If you were given different contact details, use these to check with the firm before going any further.
Is Equaliti a scam or clone?
Equaliti is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Equaliti?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Equaliti to the Financial Ombudsman Service, free of charge.
Who owns Equaliti?
Companies House lists one person with significant control of Equaliti: Mr David Nicholas Sherratt (75–100% of shares). Before that, it was controlled by Numo Group Limited.
Who runs Equaliti?
Companies House lists one director of Equaliti: David Nicholas Sherratt.
How long has Equaliti been in business?
The company was formed on 4 January 2021, and has held its current FCA authorisation since July 2022.
What do Equaliti’s latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of £423k (+51% from £280k) and cash at bank of £105k (−20% from £131k).
Does Equaliti use any other names?
It trades as Carki and carki.co.uk. It has previously used 7 other names, including Apex, Numo and numo.money.

Sources and links

The full report on Equaliti Ltd

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