Equine and Livestock Insurance Company Limited (The)

Reference number: 202748

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When theinsuranceemporium.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 024 4007 is
  • Who else gives the postcode YO26 9SS
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Other names (24)

If you were contacted under any of these names, it is this firm.

  • Breeder Choice Trading name
  • E&L Trading name
  • National Pet Register Trading name
  • The Insurance Emporium Trading name
  • www.horse-insurance.co.uk Trading name
  • www.insurance4mycaravan.co.uk Trading name
  • www.pet-insurance.co.uk Trading name
  • Canine and Livestock Insurance Association Limited Former name
  • Enique Limited Former name
  • Equine and Bloodstock Insurance Company Limited Former name
  • BikeFirst Former trading name
  • Boat Safe Former trading name
  • Cycle Guardian Former trading name
  • Dove Pet Care Former trading name
  • Golf Protect Former trading name
  • Kamkit Former trading name
  • www.myboatinsurance.co.uk Former trading name
  • www.mycamerainsurance.co.uk Former trading name
  • www.mycycleinsurance.co.uk Former trading name
  • www.my-fishinginsurance.co.uk Former trading name
  • www.my-golfinsurance.co.uk Former trading name
  • www.mymusicinsurance.co.uk Former trading name
  • www.my-studentinsurance.co.uk Former trading name
  • www.my-weddinginsurance.co.uk Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
  • Accepting Deposits
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Carrying out contracts of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Effecting contracts of insurance
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00294940
Company status
Active
Company type
Private limited company
Incorporated
12 December 1934 (91 years old)
Registered office
Thorpe Underwood Hall, Ouseburn, York, North Yorkshire, YO26 9SS, United Kingdom
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Karen Elizabeth Howells-Lee Director Mar 1968 1 May 2002 6 other companies
Christopher James Hall Director Apr 1969 31 Jan 2014 40 other companies
Peter Edward Myers Director Apr 1963 7 Aug 2017 1 other company
Elisabeth Mary Walker Director Dec 1961 15 Sep 2017 2 other companies
Francis David Martin Director Apr 1967 Not published 43 other companies
Jane Helen Shaw Secretary Not published 11 Sep 2018 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
50
closed down
26
are FCA-registered
2

In the full report: all 50 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 39 companies these 5 directors run together
  • All 10 people who have ever been directors, with their dates
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Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (13) All events (63)

2025

31 March 2025

  • Audrey Ramirez gained significant control
  • Equiom S.A.M gave up control

Companies House

2018

17 January 2018

  • Equiom S.A.M took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Brian Richard Martin gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1976

13 January 1976

  • Changed its registered name from "Canine and Livestock Insurance Association Limited"

FCA register

1966

2 November 1966

  • Changed its registered name from "Equine and Bloodstock Insurance Company Limited"

FCA register

1934

12 December 1934

  • Incorporated at Companies House

Companies House

11 December 1934

  • Changed its registered name from "Enique Limited"

FCA register

1901

1 January 1901

  • Supervised by HM Treasury under the money laundering rules from this date

FCA register

In the full report: all 63 events

  • All 63 events in its history (13 shown here)
  • Every director appointment and resignation: 11
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Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same postcode (1)
  • Who links each one: the named directors, with dates
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Similar firms

Other firms of the same type (insurer), nearest first.

In York

Aviva Life & Pensions UK LimitedYorkAuthorised

Elsewhere in the UK

Cx Reinsurance Company Limited.LondonAuthorisedEast West Insurance Company LimitedAuthorisedUBS Asset Management Life LtdLondonAuthorisedNavigators Insurance CompanyLondonAuthorisedChubb European Group SELondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 50 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 63 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Equine and Livestock Insurance Company Limited (The) FCA authorised?
Yes, Equine and Livestock Insurance Company Limited (The) (FRN 202748) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as an insurer. The FCA has placed no limits on its permissions.
What is Equine and Livestock Insurance Company Limited (The)’s phone number and website?
The FCA register lists the phone number 0330 024 4007 and the website theinsuranceemporium.co.uk for Equine and Livestock Insurance Company Limited (The). If you were given different contact details, use these to check with the firm before going any further.
Is Equine and Livestock Insurance Company Limited (The) a scam or clone?
Equine and Livestock Insurance Company Limited (The) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Equine and Livestock Insurance Company Limited (The)?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Equine and Livestock Insurance Company Limited (The) to the Financial Ombudsman Service, free of charge.
Who owns Equine and Livestock Insurance Company Limited (The)?
Companies House lists 2 people with significant control of Equine and Livestock Insurance Company Limited (The): Audrey Ramirez (significant influence or control) and Mr Brian Richard Martin (significant influence or control). Before that, it was controlled by Equiom S.A.M.
Who runs Equine and Livestock Insurance Company Limited (The)?
Companies House lists 5 directors of Equine and Livestock Insurance Company Limited (The): Karen Elizabeth Howells-Lee, Christopher James Hall, Peter Edward Myers, Elisabeth Mary Walker and Francis David Martin.
How long has Equine and Livestock Insurance Company Limited (The) been in business?
The company was formed on 12 December 1934, and has held its current FCA authorisation since December 2001.
Does Equine and Livestock Insurance Company Limited (The) use any other names?
It trades as Breeder Choice, E&L, National Pet Register, The Insurance Emporium and www.horse-insurance.co.uk, and 2 more names. It has previously used 17 other names, including Canine and Livestock Insurance Association Limited, Enique Limited and Equine and Bloodstock Insurance Company Limited.

Sources and links

The full report on Equine and Livestock Insurance Company Limited (The)

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