Equipsme Insurance Services Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are protected by FSCS
No FCA actions
Active company since 2017
Accounts filed up to 31 March 2025
On its latest accounts it owed £7.99m more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

equipsme.com (opens in a new tab)
Phone number

07934 869371
Address

Office 402, Clerkenwell Workshops, 27-31 Clerkenwell Close, London, EC1R 0AT, United Kingdom

In the full report: 3 background checks

When equipsme.com first appeared online, and whether it can receive email
What kind of line 07934 869371 is
Who else gives the postcode EC1R 0AT

Other names (2)

If you were contacted under any of these names, it is this firm.

Equipsme Trading name: A name it trades under now.
Enablsme Ins. Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10674676 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 16 March 2017 (9 years old)
Registered office: Third Floor, 1 New Fetter Lane, London, EC4A 1AN, England
Nature of business: Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Matthew Trevor Reed	Director	Mar 1970	16 Mar 2017	3 other companies
Andrew Osvaldo Santoni	Director	Oct 1970	16 Mar 2017	3 other companies
Gavin David Shay	Director	May 1970	16 Mar 2017	3 other companies
Andrew Morfey	Director	Aug 1982	29 Sep 2025	4 other companies
Rhonwen Reed	Director	Sep 1975	29 Sep 2025	3 other companies
Stuart Charles Reid	Director	Apr 1965	29 Sep 2025	57 other companies

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 59
closed down: 44
went insolvent: 1

In the full report: all 59 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
The one that went into liquidation or administration
The 7 on the FCA register
The 3 companies these 6 directors run together
All 9 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

−£7.99m

Down £646k from −£7.34m

Cash at bank

£108k

−66% from £314k

Employees (average)

9

Same as 9

Owed within a year

£1.53m

+37% from £1.12m

Net assets are negative: on its last balance sheet the company owed £7.99m more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10674676. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Equipsme Insurance Services’s history from the FCA register and Companies House, newest first.

Key events (11) All events (25)

2018

26 February 2018

Changed its registered name from "Enablsme Ins. Ltd"

FCA register

8 January 2018

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2017

15 October 2017

Andrew Osvaldo Santoni no longer has significant control
Equipsme (Holdings) Ltd took control (75–100% of shares)
Gavin David Shay no longer has significant control
Matthew Trevor Reed no longer has significant control

Companies House

16 March 2017

Incorporated at Companies House
Andrew Osvaldo Santoni gained significant control
Gavin David Shay gained significant control
Matthew Trevor Reed gained significant control

Companies House

In the full report: all 25 events

All 25 events in its history (11 shown here)
Every director appointment and resignation: 12

Firms connected to Equipsme Insurance Services

Other FCA-listed firms that share a director, phone number or address with Equipsme Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 8
share a director: 3
share its postcode: 5

In the full report: all 8 connected firms, named

How each is linked: shared directors (3), the same postcode (5)
Who links each one: the named directors, with dates
4 past links through former directors

Firms like Equipsme Insurance Services

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Equipsme Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

59 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 25 events in its history
8 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Equipsme Insurance Services Ltd FCA authorised?

Yes, Equipsme Insurance Services Ltd (FRN 786472) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2018 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Equipsme Insurance Services’ phone number and website?

The FCA register lists the phone number 07934 869371 and the website equipsme.com for Equipsme Insurance Services. If you were given different contact details, use these to check with the firm before going any further.

Is Equipsme Insurance Services a scam or clone?

Equipsme Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Equipsme Insurance Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Equipsme Insurance Services to the Financial Ombudsman Service, free of charge.

Who owns Equipsme Insurance Services?

Equipsme Insurance Services is owned by Equipsme (Holdings) Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 15 October 2017. Before that, it was controlled by Mr Matthew Trevor Reed, Mr Andrew Osvaldo Santoni and Mr Gavin David Shay.

Who runs Equipsme Insurance Services?

Companies House lists 6 directors of Equipsme Insurance Services: Matthew Trevor Reed, Andrew Osvaldo Santoni, Gavin David Shay, Andrew Morfey, Rhonwen Reed and Stuart Charles Reid.

How long has Equipsme Insurance Services been in business?

The company was formed on 16 March 2017, and has held its current FCA authorisation since January 2018.

What do Equipsme Insurance Services’ latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of −£7.99m (down £646k from −£7.34m) and cash at bank of £108k (−66% from £314k).

Does Equipsme Insurance Services use any other names?

It trades as Equipsme. It has previously used the name Enablsme Ins. Ltd.