Equity Release Associates Limited

Reference number: 932793

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When equityreleaseassociates.com first appeared online, and whether it can receive email
  • What kind of line 0800 015 5142 is
  • Who else gives the postcode LS15 8ZB
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Other names (21)

If you were contacted under any of these names, it is this firm.

  • Harbour Equity Release Trading name
  • Retirement Planning NI Trading name
  • Simplified Equity Release Trading name
  • Your Equity Release Trading name
  • After Fifty Five Mortgages Former trading name
  • Arc Equity Release Former trading name
  • DRB Estate Planning Former trading name
  • Engage Equity Release Former trading name
  • Equity Associates Former trading name
  • Fresh Start Mortgages Former trading name
  • Further Planning Former trading name
  • hd Financial Solutions Former trading name
  • Later Years Financial Solutions Former trading name
  • MA Heap Former trading name
  • Mark Varela Equity Release Advice Former trading name
  • My Home Equity Release Former trading name
  • Noble Property Wealth Former trading name
  • Noble Property Wealth Advice Former trading name
  • Sterling Equity Release Former trading name
  • Tailored Lifetime Mortgages Former trading name
  • Third Age Loans Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Acting as a CBTL advisor
  • Advising on a home reversion plan
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12258392
Company status
Active
Company type
Private limited company
Incorporated
12 October 2019 (7 years old)
Registered office
2200 Century Way, Thorpe Park, Leeds, LS15 8ZB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Robin Thirkill Director Jan 1959 25 Nov 2019 41 other companies
Jonathan Alan Andrew Thirkill Director Jan 1993 13 Feb 2024 12 other companies
Clare Bridget Ena Barton Director Sep 1980 5 May 2026 6 other companies
Michael John Hush Director Jul 1987 5 May 2026 2 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
48
closed down
18
are FCA-registered
3

In the full report: all 48 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 8 companies these 4 directors run together
  • All 15 people who have ever been directors, with their dates
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Key dates in its history

Equity Release Associates’s history from the FCA register and Companies House, newest first.

Key events (7) All events (72)

2025

28 March 2025

  • Age Partnership Group Limited took control (75–100% of shares)

Companies House

2021

26 February 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

25 November 2019

  • Age Partnership Limited took control (75–100% of shares)
  • Lupfaw Formations Limited gave up control

Companies House

12 October 2019

  • Incorporated at Companies House
  • Lupfaw Formations Limited took control (75–100% of shares)

Companies House

In the full report: all 72 events

  • All 72 events in its history (7 shown here)
  • Every director appointment and resignation: 26
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Firms connected to Equity Release Associates

Other FCA-listed firms that share a director, phone number or address with Equity Release Associates. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Equity Release Associates

Other firms of the same type (mortgage adviser or broker), nearest first.

In Leeds

2M Financial Services LtdLeedsAuthorisedAge Partnership LimitedLeedsAuthorisedBluegate Finance LtdLeedsAuthorisedCompare Retirement LimitedLeedsAuthorisedHardisty Financial LimitedLeedsAuthorisedHeritage Mortgage Advice LtdLeedsAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Equity Release Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 48 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 72 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Equity Release Associates Limited FCA authorised?
Yes, Equity Release Associates Limited (FRN 932793) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2021 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Equity Release Associates’ phone number and website?
The FCA register lists the phone number 0800 015 5142 and the website equityreleaseassociates.com for Equity Release Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Equity Release Associates a scam or clone?
Equity Release Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Equity Release Associates?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Equity Release Associates to the Financial Ombudsman Service, free of charge.
Who owns Equity Release Associates?
Equity Release Associates is owned by Age Partnership Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 25 November 2019. Before that, it was controlled by Lupfaw Formations Limited.
Who runs Equity Release Associates?
Companies House lists 4 directors of Equity Release Associates: Andrew Robin Thirkill, Jonathan Alan Andrew Thirkill, Clare Bridget Ena Barton and Michael John Hush.
How long has Equity Release Associates been in business?
The company was formed on 12 October 2019, and has held its current FCA authorisation since February 2021.
Does Equity Release Associates use any other names?
It trades as Harbour Equity Release, Retirement Planning NI, Simplified Equity Release and Your Equity Release. It has previously used 17 other names, including After Fifty Five Mortgages, Arc Equity Release and DRB Estate Planning.

Sources and links

The full report on Equity Release Associates Limited

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