Equity88 Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 7 years
Your funds are protected by FSCS
No FCA actions
Active company since 2019
Accounts filed up to 28 February 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

equity88.co.uk (opens in a new tab)
Phone number

07866 888897
Address

Woodgate Studios, 2-8 Games Road, Cockfosters, Hertfordshire, EN4 9HN, United Kingdom

In the full report: 3 background checks

When equity88.co.uk first appeared online, and whether it can receive email
What kind of line 07866 888897 is
Who else gives the postcode EN4 9HN

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (11 permissions)

Acting as a CBTL advisor
Acting as a CBTL Advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11832986 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 18 February 2019 (7 years old)
Registered office: 1st Floor Woodgate Studios, 2-8 Games Road, Cockfosters, Hertfordshire, EN4 9HN, United Kingdom
Nature of business: Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Sofoulla Georgiou	Director	Dec 1973	18 Feb 2019	2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 2

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 28 February 2026Micro-entity accountsNot audited

Net assets

£2,508

−15% from £2,955

Employees (average)

1

Same as 1

Owed within a year

£3,528

−48% from £6,813

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11832986. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Equity88’s history from the FCA register and Companies House, newest first.

2023

6 November 2023

FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2019

3 June 2019

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

18 February 2019

Incorporated at Companies House
Sofoulla Georgiou took control (75–100% of shares)
Sofoulla Georgiou appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Equity88

Other FCA-listed firms that share a director, phone number or address with Equity88. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Equity88

Other firms of the same type (mortgage adviser or broker), nearest first.

In Cockfosters

Premier Finance and Mortgages LtdCockfostersAuthorised

In the Enfield (EN) postcode area

Altun Finance LimitedEnfieldRegistered Blue Frog Finance LimitedPotters BarAuthorised Danire Services LimitedCuffleyAuthorised Discount Mortgages LimitedEnfieldAuthorised Invest Asset Management LtdEnfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Equity88

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 6 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Equity88 Ltd FCA authorised?

Yes, Equity88 Ltd (FRN 840436) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2019 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Equity88’s phone number and website?

The FCA register lists the phone number 07866 888897 and the website equity88.co.uk for Equity88. If you were given different contact details, use these to check with the firm before going any further.

Is Equity88 a scam or clone?

Equity88 is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Equity88?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Equity88 to the Financial Ombudsman Service, free of charge.

Who owns Equity88?

Companies House lists one person with significant control of Equity88: Mrs Sofoulla Georgiou (75–100% of shares).

Who runs Equity88?

Companies House lists one director of Equity88: Sofoulla Georgiou.

How long has Equity88 been in business?

The company was formed on 18 February 2019, and has held its current FCA authorisation since June 2019.

What do Equity88’s latest accounts show?

Its latest accounts, to 28 February 2026, show net assets of £2,508 (−15% from £2,955).