Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2025
- Accounts filed up to 30 April 2026
- 1 thing worth a closer look in the background checks
Responsible principal firm
New Leaf Distribution Limited Reference number: 460421 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- ERG Private Finance Limited (FRN 1031872) is an AR of New Leaf Distribution Limited (FRN 460421). When you use ERG Private Finance's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from ERG Private Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
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Address
ERG Finance, 167-169 Great Portland Street, 5th Floor, London, Westminster, W1W 5PF, United Kingdom
In the full report: 2 background checks, 1 thing worth a closer look
- What kind of line 01702 431130 is, and the 152 other firms that give it
- Whether W1W 5PF is a shared office: 136 other firms give it
Other names (1)
If you were contacted under any of these names, it is this firm.
- ERG Finance Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16211474 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 January 2025 (1 year old)
- Registered office
- Erg Finance 167-169 Great Portland Street, 5th Floor, London, Greater London, W1W 5PF, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ryan Garbett | Director | Feb 1986 | 27 Jan 2025 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£170k
No earlier figure to compare
Employees (average)
6
No earlier figure to compare
Owed within a year
£74.1k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 16211474. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
ERG Private Finance’s history from the FCA register and Companies House, newest first.
2025
23 April 2025
- Became an appointed representative
- Began trading as "ERG Finance"
FCA register
27 January 2025
- Incorporated at Companies House
- Ryan Garbett took control (75–100% of shares)
- Ryan Garbett appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to ERG Private Finance
Other FCA-listed firms that share a director, phone number or address with ERG Private Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- share its phone number
- 12
- share its postcode
- 1
In the full report: all 12 connected firms, named
- How each is linked: the same phone number (12), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like ERG Private Finance
Other firms of the same type (pension transfer adviser), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on ERG Private Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details, 1 flagged
- All 5 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
Is ERG Private Finance Limited FCA authorised?
What does appointed representative mean for ERG Private Finance?
What is ERG Private Finance’s phone number?
Is ERG Private Finance a scam or clone?
Is my money safe with ERG Private Finance?
Who owns ERG Private Finance?
Who runs ERG Private Finance?
How long has ERG Private Finance been in business?
What do ERG Private Finance’s latest accounts show?
Does ERG Private Finance use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk