ERGO UK Specialty Limited

Reference number: 435184

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ergoinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3003 7000 is, and the 2 other firms that give it
  • Who else gives the postcode EC3M 5BN
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • EUSL Trading name
  • JRP Underwriting Trading name
  • Three Lions Underwriting Limited Former name
  • ERGO UK Former trading name
  • Three Lions Former trading name
  • TLU Former trading name
  • TLUL Former trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04516776
Company status
Active
Company type
Private limited company
Incorporated
22 August 2002 (24 years old)
Registered office
1 Fen Court, 5th Floor, Fenchurch Avenue, London, EC3M 5BN, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Arthur Hoffmann Director Aug 1967 6 Mar 2023 6 other companies
Tim Baker Director Apr 1978 9 May 2024 None
Tobias Klostermann Director Jul 1985 2 Jun 2025 None
Michael Jacob Devlin Director Nov 1977 1 Feb 2026 None
Timur Coskun Director Nov 1959 1 Feb 2026 13 other companies
Vivek Singh Secretary Not published 10 Sep 2026 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
2
are FCA-registered
7

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 7 on the FCA register
  • All 22 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2023Full accountsNot audited

Turnover

£40.7m

+179% from £14.6m

Profit before tax

£54.0k

−93% from £761k

Net assets

£2.31m

−23% from £3.01m

Cash at bank

£28.4m

+125% from £12.6m

Turnover and profit

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04516776. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

ERGO UK Specialty’s history from the FCA register and Companies House, newest first.

Key events (5) All events (58)

2019

5 August 2019

  • Changed its registered name from "Three Lions Underwriting Limited"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

1 November 2005

  • Became authorised by the FCA

FCA register

31 October 2005

  • Regulated by the Financial Services Authority from this date

FCA register

2002

22 August 2002

  • Incorporated at Companies House

Companies House

In the full report: all 58 events

  • All 58 events in its history (5 shown here)
  • Every director appointment and resignation: 41
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Firms connected to ERGO UK Specialty

Other FCA-listed firms that share a director, phone number or address with ERGO UK Specialty. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
3
share its phone number
2

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (3), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 4 past links through former directors
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Firms like ERGO UK Specialty

Other firms of the same type (insurance broker), nearest first.

In London

Amazon EU S.a.r.l.LondonAuthorisedRevolut Travel LtdLondonAuthorisedSantander Insurance Services UK LimitedLondonAuthorisedAon UK LimitedLondonAuthorisedHartford Underwriting Agency LimitedLondonAuthorisedChubb Underwriting Agencies LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on ERGO UK Specialty

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 58 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is ERGO UK Specialty Limited FCA authorised?
Yes, ERGO UK Specialty Limited (FRN 435184) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is ERGO UK Specialty’s phone number and website?
The FCA register lists the phone number 020 3003 7000 and the website ergoinsurance.co.uk for ERGO UK Specialty. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is ERGO UK Specialty a scam or clone?
ERGO UK Specialty is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with ERGO UK Specialty?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about ERGO UK Specialty to the Financial Ombudsman Service, free of charge.
Who runs ERGO UK Specialty?
Companies House lists 5 directors of ERGO UK Specialty: Arthur Hoffmann, Tim Baker, Tobias Klostermann, Michael Jacob Devlin and Timur Coskun.
How long has ERGO UK Specialty been in business?
The company was formed on 22 August 2002, and has held its current FCA authorisation since November 2005.
What do ERGO UK Specialty’s latest accounts show?
Its latest accounts, to 31 December 2023, show turnover of £40.7m (+179% from £14.6m) and profit before tax of £54.0k (−93% from £761k).
Does ERGO UK Specialty use any other names?
It trades as EUSL and JRP Underwriting. It has previously used 5 other names, including Three Lions Underwriting Limited, ERGO UK and Three Lions.

Sources and links

The full report on ERGO UK Specialty Limited

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