Ermin Fosse Financial Management LLP

Reference number: 197438

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When erminfosse.co.uk first appeared online, and whether it can receive email
  • What kind of line 01285 649200 is
  • Who else gives the postcode GL7 2PP
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Kellands (Cotswolds) Limited Former name: A name it was registered under before.
  • Kellands Cotswolds Limited Liability Partnership Former name: A name it was registered under before.
  • Kellands Cotswolds LLP Former name: A name it was registered under before.
  • Mitchells Financial Planning Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Limited liability partnership
Incorporated
2 August 2001 (25 years old)
Registered office
St Denys House, 22 East Hill, St Austell, Cornwall, PL25 4TR, England

Directors and company secretaries

Name Role Born Appointed Other companies
Richard John Hansell LLP designated member Dec 1975 14 Mar 2022 6 other companies
CHETWOOD WEALTH MANAGEMENT LTD Corporate LLP designated member Not published 26 Oct 2021 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
still active
6
are FCA-registered
3

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Net assets

£123k

+100% from £61.3k

Cash at bank

£108k

+127% from £47.5k

Employees (average)

4

−20% from 5

Owed within a year

£38.0k

−25% from £50.5k

The accounts for the year to 31 December 2024 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £751k, for the year to 31 December 2023.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company OC300522. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ermin Fosse Financial Management’s history from the FCA register and Companies House, newest first.

2025

13 June 2025

  • Chetwood Wealth Management Ltd took control (75–100% of shares)
  • Langley Marsh Limited gave up control

Companies House

2021

26 October 2021

  • Board replaced: both directors left and 2 new directors took over
  • James Hollway stopped being a part-owner
  • Langley Marsh Limited took control (75–100% of shares)
  • Nigel Barthorp stopped being a part-owner

Companies House

31 July 2021

  • Daniel Philip Boden no longer has significant control
  • James Andros De Lisle Wells no longer has significant control

Companies House

2020

1 January 2020

  • Daniel Philip Boden gained significant control

Companies House

2017

1 January 2017

  • James Andros De Lisle Wells gained significant control
  • Changed its registered name from "Kellands Cotswolds LLP"

Companies House · FCA register

2016

6 April 2016

  • James Hollway became a part-owner (25–50% of shares)
  • Nigel Barthorp became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

21 July 2004

  • Changed its registered name from "Kellands Cotswolds Limited Liability Partnership"

FCA register

2002

8 January 2002

  • Changed its registered name from "Kellands (Cotswolds) Limited"

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

16 November 2001

  • Regulated by the Personal Investment Authority from this date

FCA register

2 August 2001

  • Incorporated at Companies House

Companies House

In the full report: all 39 events

  • All 39 events in its history (20 shown here)
  • Every director appointment and resignation: 13
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Firms connected to Ermin Fosse Financial Management

Other FCA-listed firms that share a director, phone number or address with Ermin Fosse Financial Management. A link shows who the firm is tied to, not whether either can be trusted.

past links
3

In the full report: all 0 connected firms, named

  • 3 past links through former directors
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Firms like Ermin Fosse Financial Management

Other firms of the same type (financial adviser), nearest first.

In Cirencester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ermin Fosse Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 39 events in its history

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Frequently asked questions about this firm

Is Ermin Fosse Financial Management LLP FCA authorised?
Yes, Ermin Fosse Financial Management LLP (FRN 197438) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Ermin Fosse Financial Management’s phone number and website?
The FCA register lists the phone number 01285 649200 and the website erminfosse.co.uk for Ermin Fosse Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Ermin Fosse Financial Management a scam or clone?
Ermin Fosse Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ermin Fosse Financial Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ermin Fosse Financial Management to the Financial Ombudsman Service, free of charge.
Who owns Ermin Fosse Financial Management?
Ermin Fosse Financial Management is owned by Chetwood Wealth Management Ltd, which holds 75–100% of votes, 75–100% of surplus assets and can appoint and remove the board, since 13 June 2025. Before that, it was controlled by Mr Daniel Philip Boden, Mr James Andros De Lisle Wells and Mr Nigel Barthorp.
Who runs Ermin Fosse Financial Management?
Companies House lists 2 directors of Ermin Fosse Financial Management: Richard John Hansell and Chetwood Wealth Management Ltd.
How long has Ermin Fosse Financial Management been in business?
The company was formed on 2 August 2001, and has held its current FCA authorisation since December 2001.
What do Ermin Fosse Financial Management’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £123k (+100% from £61.3k) and cash at bank of £108k (+127% from £47.5k).
Does Ermin Fosse Financial Management use any other names?
It has previously used 4 other names, including Kellands (Cotswolds) Limited, Kellands Cotswolds Limited Liability Partnership and Kellands Cotswolds LLP.

Sources and links

The full report on Ermin Fosse Financial Management LLP

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