Erskine Financial Ltd

Reference number: 1015080

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When erskine.financial first appeared online, and whether it can receive email
  • What kind of line 0131 378 1840 is
  • Who else gives the postcode EH22 3DY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Erskine Wealth Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC775875
Company status
Active
Company type
Private limited company
Incorporated
14 July 2023 (3 years old)
Registered office
1 Eskbank Toll, Dalkeith, EH22 3DY, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Ashley Samantha Erskine Director Aug 1990 14 Jul 2023 4 other companies
Connor Sean Erskine Director Jul 1988 14 Jul 2023 2 other companies
Louise Mary Mcnally Director Feb 1988 1 Feb 2026 4 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4
run together
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 companies these 3 directors run together
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Total equity

£4,581

No earlier figure to compare

Cash at bank

£14.1k

+88% from £7,507

Employees (average)

2

Same as 2

Owed within a year

£117k

No earlier figure to compare

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC775875. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Erskine Financial’s history from the FCA register and Companies House, newest first.

Key events (6) All events (12)

2026

1 February 2026

  • Louise Mary McNally became a part-owner (25–50% of shares)

Companies House

2025

3 February 2025

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2023

14 July 2023

  • Incorporated at Companies House
  • Ashley Samantha Erskine became a part-owner (25–50% of shares)
  • Connor Sean Erskine became a part-owner (25–50% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Erskine Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Dalkeith

The Edinburgh Mortgage Company Ltd.DalkeithAuthorisedLothian Mortgage Solutions LtdDalkeithAppointed representativeM & W Mortgages LimitedDalkeithAppointed representativeNext Mortgage Services LimitedDalkeithAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Erskine Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 12 events in its history

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Frequently asked questions about this firm

Is Erskine Financial Ltd FCA authorised?
Yes, Erskine Financial Ltd (FRN 1015080) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2025 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Erskine Financial’s phone number and website?
The FCA register lists the phone number 0131 378 1840 and the website erskine.financial for Erskine Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Erskine Financial a scam or clone?
Erskine Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Erskine Financial?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Erskine Financial to the Financial Ombudsman Service, free of charge.
Who owns Erskine Financial?
Companies House lists 3 people with significant control of Erskine Financial: Ms Louise Mary McNally (25–50% of shares), Mr Connor Sean Erskine (25–50% of shares) and Ms Ashley Samantha Erskine (25–50% of shares).
Who runs Erskine Financial?
Companies House lists 3 directors of Erskine Financial: Ashley Samantha Erskine, Connor Sean Erskine and Louise Mary McNally.
How long has Erskine Financial been in business?
The company was formed on 14 July 2023, and has held its current FCA authorisation since February 2025.
What do Erskine Financial’s latest accounts show?
Its latest accounts, to 31 July 2025, show total equity of £4,581 (no earlier figure to compare) and cash at bank of £14.1k (+88% from £7,507).
Does Erskine Financial use any other names?
It trades as Erskine Wealth.

Sources and links

The full report on Erskine Financial Ltd

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