Essential Finance Management Limited
Reference number: 966198
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
Ollerbarrow House,, 209-211 Ashley Road,, Hale,, Altrincham, WA15 9SQ, United Kingdom
In the full report: 3 background checks
- When bopay.co.uk first appeared online, and whether it can receive email
- What kind of line 0161 676 7924 is
- Who else gives the postcode WA15 9SQ
Other names (2)
If you were contacted under any of these names, it is this firm.
- bopay Trading name: A name it trades under now.
- www.bopay.co.uk Trading name: A name it trades under now.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13041288 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 November 2020 (5 years old)
- Registered office
- Ollerbarrow House 209-211 Ashley Road, Hale, Altrincham, WA15 9SQ, England
- Nature of business
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- Business and domestic software development (SIC 62012)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| James Ellis | Director | Mar 1978 | 22 Aug 2025 | 2 other companies |
| Ben Hood | Director | Jan 1973 | 22 Aug 2025 | None |
| Emma Mcconlough | Director | Sep 1985 | 19 Sep 2025 | 8 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 10
- closed down
- 4
- is FCA-registered
- 1
In the full report: all 10 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.71m
Up £1.79m from −£84.8k
Cash at bank
£1.19m
No earlier figure to compare
Employees (average)
7
+133% from 3
Owed within a year
£87.7k
+18% from £74.6k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2021 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13041288. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Essential Finance Management’s history from the FCA register and Companies House, newest first.
2025
22 August 2025
- Christopher Allott stopped being a part-owner
- Jon Vincent Woods stopped being a part-owner
Companies House
2024
4 May 2024
- Amy Sui-Lin Woods stopped being a part-owner
- Jon Vincent Woods became a part-owner (25–50% of shares)
Companies House
2022
16 December 2022
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2021
14 October 2021
- Amy Sui-Lin Woods became a part-owner (25–50% of shares)
- Christopher Allott became a part-owner (25–50% of shares)
- Mark John Gerard Holleran gave up control
Companies House
2020
24 November 2020
- Incorporated at Companies House
- Mark John Gerard Holleran took control (75–100% of shares)
Companies House
In the full report: all 24 events
- All 24 events in its history (11 shown here)
- Every director appointment and resignation: 9
Firms connected to Essential Finance Management
Other FCA-listed firms that share a director, phone number or address with Essential Finance Management. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share its postcode
- 5
- past link
- 1
In the full report: all 5 connected firms, named
- How each is linked: the same postcode (5)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Essential Finance Management
Other firms of the same type (lender), nearest first.
In Altrincham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Essential Finance Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 10 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 24 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk