Essential Financial Advisers LLP

Reference number: 460001

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When essential-fa.com first appeared online, and whether it can receive email
  • What kind of line 0116 270 7100 is
  • Who else gives the postcode LE2 2BE
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
OC321472
Company status
Active
Company type
Limited liability partnership
Incorporated
8 August 2006 (20 years old)
Registered office
57 Francis Street, Leicester, Leicestershire, LE2 2BE

Directors and company secretaries

Name Role Born Appointed Other companies
IAN HIGHTON LIMITED Corporate LLP designated member Not published 1 Feb 2007 None
NIGEL WARNER LIMITED Corporate LLP designated member Not published 1 Feb 2007 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Cash at bank

£31.4k

+4.7% from £30.0k

Employees (average)

0

Same as 0

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC321472. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Essential Financial Advisers’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2016

6 April 2016

  • Ian Highton Limited became a part-owner (25–50% of shares)
  • Nigel Warner Limited became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

2 January 2007

  • Became authorised by the FCA

FCA register

2006

28 December 2006

  • Regulated by the Financial Services Authority from this date

FCA register

8 August 2006

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms like Essential Financial Advisers

Other firms of the same type (financial adviser), nearest first.

In Leicester

A.S.J. Financial Services LimitedLeicesterAuthorisedAndrew Bourne & Co Independent Financial Advisers LimitedLeicesterAuthorisedAnthony John ArlottLeicesterAuthorisedBates Financial Solutions LimitedLeicesterAuthorisedBennett Allen Financial Planning LimitedLeicesterAuthorisedBlue Cherry Financial Solutions LimitedLeicesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Essential Financial Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Essential Financial Advisers LLP FCA authorised?
Yes, Essential Financial Advisers LLP (FRN 460001) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2007 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Essential Financial Advisers’ phone number and website?
The FCA register lists the phone number 0116 270 7100 and the website essential-fa.com for Essential Financial Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is Essential Financial Advisers a scam or clone?
Essential Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Essential Financial Advisers?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Essential Financial Advisers to the Financial Ombudsman Service, free of charge.
Who owns Essential Financial Advisers?
Companies House lists 2 people with significant control of Essential Financial Advisers: Nigel Warner Limited (25–50% of votes) and Ian Highton Limited (25–50% of votes).
Who runs Essential Financial Advisers?
Companies House lists 2 directors of Essential Financial Advisers: Ian Highton Limited and Nigel Warner Limited.
How long has Essential Financial Advisers been in business?
The company was formed on 8 August 2006, and has held its current FCA authorisation since January 2007.
What do Essential Financial Advisers’ latest accounts show?
Its latest accounts, to 31 March 2026, show cash at bank of £31.4k (+4.7% from £30.0k).

Sources and links

The full report on Essential Financial Advisers LLP

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