Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 1994
- Accounts filed up to 31 December 2025
Responsible principal firm
WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED Reference number: 202609 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Essex Chambers of Commerce & Industry Ltd (FRN 423314) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Essex Chambers of Commerce & Industry.
- Example: if Essex Chambers of Commerce & Industry refers you to a financial adviser, the advice should come from the principal firm, not from Essex Chambers of Commerce & Industry itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Launchpad Southend, Unit S8 Airport Business Park, Cherry Orchard Way, Rochford, Essex, SS4 1YH, England
In the full report: 3 background checks
- When essexchambers.co.uk first appeared online, and whether it can receive email
- What kind of line 01702 560106 is
- Who else gives the postcode SS4 1YH
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- ESSEX CHAMBERS OF COMMERCE & INDUSTRY LIMITED
- Company number
- 02981688 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 21 October 1994 (32 years old)
- Registered office
- Launchpad Southend, Office S8 Airport Business Park, Cherry Orchard Way, Rochford, Essex, SS4 1YH, England
- Nature of business
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- Activities of other membership organisations not elsewhere classified (SIC 94990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Dean Edwin Border | Director | Feb 1969 | 24 Jun 2015 | 5 other companies |
| Andrew Charles Mead | Director | Jun 1962 | 18 Jul 2024 | None |
| Timothy Field | Director | Jan 1979 | 9 Oct 2025 | 4 other companies |
| William Edward Haynes | Director | Sep 1989 | 10 Feb 2026 | None |
| Ruth Gilbert | Director | Jul 1974 | 16 Jul 2026 | 6 other companies |
| Elaine Anne Oddie | Secretary | Not published | 28 Nov 2018 | – |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 15
- closed down
- 4
- went insolvent
- 1
In the full report: all 15 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- The one that went into liquidation or administration
- All 63 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1.29m
No earlier figure to compare
Cash at bank
£455k
−15% from £537k
Owed within a year
£339k
−3.2% from £351k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 02981688. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Essex Chambers of Commerce & Industry’s history from the FCA register and Companies House, newest first.
2005
14 January 2005
- Became an introducer appointed representative
FCA register
1994
21 October 1994
- Incorporated at Companies House
Companies House
In the full report: all 127 events
- All 127 events in its history (2 shown here)
- Every director appointment and resignation: 125
Firms connected to Essex Chambers of Commerce & Industry
Other FCA-listed firms that share a director, phone number or address with Essex Chambers of Commerce & Industry. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Essex Chambers of Commerce & Industry
Other firms of the same type (insurance broker), nearest first.
In Rochford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Essex Chambers of Commerce & Industry
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 15 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 127 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Essex Chambers of Commerce & Industry Ltd FCA authorised?
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What is Essex Chambers of Commerce & Industry’s phone number and website?
Is Essex Chambers of Commerce & Industry a scam or clone?
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How long has Essex Chambers of Commerce & Industry been in business?
What do Essex Chambers of Commerce & Industry’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk