Essex Money Ltd
Reference number: 1014555
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 30 April 2025
Responsible principal firm
TMG Direct Limited Reference number: 786245 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Essex Money Ltd (FRN 1014555) is an AR of TMG Direct Limited (FRN 786245). When you use Essex Money's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Essex Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
46 Elderton Road, Westcliff-On-Sea, Southend-On-Sea, SS0 8AQ, United Kingdom
In the full report: 3 background checks
- When essex-money.co.uk first appeared online, and whether it can receive email
- What kind of line 01702 599196 is
- Who else gives the postcode SS0 8AQ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Nounsley Financial Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15674273 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 April 2024 (2 years old)
- Registered office
- 46 Elderton Road, Westcliff-On-Sea, SS0 8AQ, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jamie Robert Whipp | Director | Sep 1974 | 26 Apr 2025 | 1 other company |
| Amanda Whipp | Director | Mar 1970 | 1 Sep 2025 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£108
No earlier figure to compare
Employees (average)
1
No earlier figure to compare
Owed within a year
£208
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15674273. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Essex Money’s history from the FCA register and Companies House, newest first.
2025
8 September 2025
- Changed its registered name from "Nounsley Financial Limited"
FCA register
14 August 2025
- Jamie Robert Whipp took control (75–100% of shares)
Companies House
2024
14 August 2024
- Julie Ann Parsons gave up control
Companies House
19 May 2024
- Became an appointed representative
FCA register
23 April 2024
- Incorporated at Companies House
- Julie Ann Parsons took control (75–100% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (6 shown here)
- Every director appointment and resignation: 4
Firms like Essex Money
Other firms of the same type (mortgage adviser or broker), nearest first.
In Westcliff-On-Sea
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Essex Money
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- All 11 events in its history
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Frequently asked questions about this firm
Is Essex Money Ltd FCA authorised?
What does appointed representative mean for Essex Money?
What is Essex Money’s phone number and website?
Is Essex Money a scam or clone?
Is my money safe with Essex Money?
Who owns Essex Money?
Who runs Essex Money?
How long has Essex Money been in business?
What do Essex Money’s latest accounts show?
Does Essex Money use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk