Esteema Financial Solutions Limited

Reference number: 471068

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When esteemacapital.com first appeared online, and whether it can receive email
  • What kind of line 020 8464 6430 is
  • Who else gives the postcode E1 1LF
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Other names (19)

If you were contacted under any of these names, it is this firm.

  • Esteema Trading name
  • Esteema Assets Finance Trading name
  • Esteema Asset Transactions Trading name
  • Esteema Bridging Loans Trading name
  • Esteema Business Finance Trading name
  • Esteema Capital Trading name
  • Esteema Capital Partner Trading name
  • Esteema Capital Partners Trading name
  • Esteema Development Finance Trading name
  • Esteema Estate Transactions Trading name
  • Esteema Finance Trading name
  • Esteema Insurance Trading name
  • Esteema Investment Finance Trading name
  • Esteema Investments Trading name
  • Esteema Invoice Finance Trading name
  • Esteema Loans Trading name
  • Esteema Mortgages Trading name
  • Esteema Realty Trading name
  • Esteema Secured Loan Trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05911084
Company status
Active
Company type
Private limited company
Incorporated
21 August 2006 (20 years old)
Registered office
Suite 404 Dryden Building,, 37, Commercial Road, London, E1 1LF, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Ambrish Kumar Agarwal Director Sep 1967 21 Aug 2006 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
still active
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£47.7k

−6% from £50.8k

Cash at bank

£3,122

−37% from £4,939

Employees (average)

0

−100% from 1

Owed within a year

£30.9k

−17% from £37.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05911084. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Esteema Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (28)

2016

1 August 2016

  • Ambrish Kumar Agarwal took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

30 August 2007

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2006

21 August 2006

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Esteema Financial Solutions

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Esteema Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 28 events in its history

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Frequently asked questions about this firm

Is Esteema Financial Solutions Limited FCA authorised?
Yes, Esteema Financial Solutions Limited (FRN 471068) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2007 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Esteema Financial Solutions’ phone number and website?
The FCA register lists the phone number 020 8464 6430 and the website esteemacapital.com for Esteema Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Esteema Financial Solutions a scam or clone?
Esteema Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Esteema Financial Solutions?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Esteema Financial Solutions to the Financial Ombudsman Service, free of charge.
Who owns Esteema Financial Solutions?
Companies House lists one person with significant control of Esteema Financial Solutions: Mr Ambrish Kumar Agarwal (75–100% of shares).
Who runs Esteema Financial Solutions?
Companies House lists one director of Esteema Financial Solutions: Ambrish Kumar Agarwal.
How long has Esteema Financial Solutions been in business?
The company was formed on 21 August 2006, and has held its current FCA authorisation since August 2007.
What do Esteema Financial Solutions’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £47.7k (−6% from £50.8k) and cash at bank of £3,122 (−37% from £4,939).
Does Esteema Financial Solutions use any other names?
It trades as Esteema, Esteema Assets Finance, Esteema Asset Transactions, Esteema Bridging Loans and Esteema Business Finance, and 14 more names.

Sources and links

The full report on Esteema Financial Solutions Limited

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