Ethica Resolve Limited

Reference number: 934232

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ethicaresolve.co.uk first appeared online, and whether it can receive email
  • What kind of line 07448 855179 is
  • Who else gives the postcode OX12 9FF
Instant PDF download

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit
  • Exercising or having the right to exercise the lender's rights and duties under a bill of sale loan agreement
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12136094
Company status
Active
Company type
Private limited company
Incorporated
2 August 2019 (7 years old)
Registered office
Office 135 Boston House, Grove Business Park, Downsview Road, Wantage, OX12 9FF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Lawrence George Badejo-Adegbenga Director Jul 1978 2 Aug 2019 11 other companies
Manu Balachandran Director May 1980 2 Aug 2019 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
3
is FCA-registered
1

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 5 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£961

−87% from £7,130

Employees (average)

1

Same as 1

Owed within a year

£35.3k

+449% from £6,432

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12136094. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ethica Resolve’s history from the FCA register and Companies House, newest first.

Key events (4) All events (15)

2021

6 August 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

2 August 2019

  • Incorporated at Companies House
  • Lawrence George Badejo-Adegbenga took control (75–100% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (4 shown here)
  • Every director appointment and resignation: 8
Instant PDF download

Firms connected to Ethica Resolve

Other FCA-listed firms that share a director, phone number or address with Ethica Resolve. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
1
share its postcode
3

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (1), the same postcode (3)
  • Who links each one: the named directors, with dates
Instant PDF download

Get the full report on Ethica Resolve

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history
  • 4 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Ethica Resolve Limited FCA authorised?
Yes, Ethica Resolve Limited (FRN 934232) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2021. The FCA has placed no limits on its permissions.
What is Ethica Resolve’s phone number and website?
The FCA register lists the phone number 07448 855179 and the website ethicaresolve.co.uk for Ethica Resolve. If you were given different contact details, use these to check with the firm before going any further.
Is Ethica Resolve a scam or clone?
Ethica Resolve is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ethica Resolve?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Ethica Resolve handles your money, so check the specific product before you commit. You can also refer complaints about Ethica Resolve to the Financial Ombudsman Service, free of charge.
Who owns Ethica Resolve?
Companies House lists one person with significant control of Ethica Resolve: Mr Lawrence George Badejo-Adegbenga (75–100% of shares).
Who runs Ethica Resolve?
Companies House lists 2 directors of Ethica Resolve: Lawrence George Badejo-Adegbenga and Manu Balachandran.
How long has Ethica Resolve been in business?
The company was formed on 2 August 2019, and has held its current FCA authorisation since August 2021.
What do Ethica Resolve’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £961 (−87% from £7,130).

Sources and links

The full report on Ethica Resolve Limited

£19.99 · Instant PDF download

Loading secure checkout…